518 Cottage Garden Lane

Belmont, NC
$ 659,900 Beds 5 Baths 4.5 Sq 3,501
Monthly Estimate* How much can I afford?

Welcome to The Townsend by DRB Homes, a thoughtfully designed 5 Bedroom floor plan with 4.5 Baths that blends timeless style with modern flexibility. With spacious living areas and a variety of personalization, this home is ideal for both everyday comfort and entertaining. The main level features a welcoming entry with a formal dining room, offering a tray ceiling. A separate study provides additional workspace. The open-concept kitchen is a true centerpiece, complete with a large island, butler’s pantry, and generous walk-in pantry, all overlooking the expansive family room with the cozy fireplace. The showstopper for this home is its extended back covered porch for exceptional outdoor living.

Single Family

  • Price
  • $ 659,900
  • City
  • Belmont
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.19 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 3,501
  • Year Built
  • 2026
  • Style
  • MLS#
  • 4429040
Listed By: DRB Group of North Carolina, LLC; neciadams@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 3501
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Appliances Convection Microwave,Gas Cooktop,Microwave,Wall Oven
Development Status Under Construction
HOA Fee 74
Garage Spaces 2
Construction Materials Fiber Cement
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Parcel Number 315777
Assoc Fee Paid Per Monthly
County Gaston
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Michaux Gardens
Garage Y/N Yes
Full Baths 4
Directions Please GPS: 504 Cottage Garden Ln,Belmont,NC 28012
High School South Point (NC)
City Belmont
Association Name CAMS
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School New Hope
Middle/Junior High School Cramerton
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 1

Interior Features

Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3501
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room
Total Bedrooms 5
Total Baths 5
SqFt Main 1550
SqFt Upper 1951
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.19
Foundation Details Slab
Road Surface Type Concrete,Paved
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School New Hope Elementary School
Middle School Cramerton Middle School
High School South Point (NC) High School

Price History

9/27/2026 Listed $659,900

Property vs Zip Code Average in 28012

Price
AVG $650K
$660K
Year Built
AVG 2000
2026
Visits
AVG 195
2
Data Provided by Inside Real Estate®

518 Cottage Garden Lane Belmont, NC is a Single Family Home for sale at $659900 with 3501 sqft and a lot size of 0.19 Acres Acre(s). 518 Cottage Garden Lane Belmont has 5 bedrooms, 4 baths and was built in 2026. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.