577 Cottage Garden Lane

Belmont, NC
$ 723,176 Beds 5 Baths 3.5 Sq 3,168
Monthly Estimate* How much can I afford?

Belmont's Newest Single Family Community with direct access to and includes a Daniel Stowe Botanical Gardens Membership! Welcome to The Stonefield, a thoughtfully crafted home that blends classic design with modern, open-concept living. From the moment you enter, you’ll appreciate the seamless flow of spaces designed for both everyday comfort and effortless entertaining. The spacious kitchen with an oversized island is adjacent to the breakfast area and overlooks the family room, creating a central gathering place where everyone feels connected. The kitchen is equipped with quartz countertops, built in double ovens, a 36" gas cooktop with pot filler above and refrigerator. Cozy fireplace in the family room and a covered screened rear porch and side porch just off the breakfast area. A private study just off the foyer, guest suite with private ensuite and walk in shower along with windows galore finish out the main floor of this beautifully unique home. Upstairs you'll find an open loft, 3 secondary bedrooms with walk in closets, secondary bathroom with duel sinks a laundry room already equipped with a washer and dryer, and the oversized primary bedroom with side porch, walk in closet, and deluxe bathroom that includes a large soaking tub. This home is a must see!

Single Family

  • Price
  • $ 723,176
  • City
  • Belmont
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.21 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 3,168
  • Year Built
  • 2026
  • Style
  • MLS#
  • 4403565
Listed By: DRB Group of North Carolina, LLC; mariaphillips@drbgroup.com
Data Source: Canopy MLS

Features

General

Living Area 3168
Sewer Public Sewer
Heating Natural Gas,Zoned
Cooling Central Air,Zoned
Utilities Cable Available,Natural Gas,Underground Power Lines,Underground Utilities
Roof Architectural Shingle
Appliances Convection Oven,Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Exhaust Fan,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven,Washer/
Development Status Under Construction
HOA Fee 74
Garage Spaces 2
Construction Materials Fiber Cement
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Parcel Number 315852
Assoc Fee Paid Per Monthly
County Gaston
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Michaux Gardens
Garage Y/N Yes
Full Baths 3
Directions From I-85 South,take exit 26 towards Mt. Holly/Belmont/Belmont Abby College. Turn right onto Belmont Mt Holly Road and continue onto NC-7 East for half a mile. Slight right onto North Central Avenue
High School South Point (NC)
City Belmont
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School New Hope
Middle/Junior High School Cramerton
Additional Parcels Y/N No
Builder Name DRB Homes
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 82000
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
Fireplace Features Family Room,Gas Log,Gas Vented
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3168
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Total Bedrooms 5
Total Baths 4
SqFt Main 1388
SqFt Upper 1780
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Other - See Remarks
Water Source City
Lot Size Area 0.21
Foundation Details Slab
Road Surface Type Concrete,Paved
Builder Model Stonefield 7
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School New Hope Elementary School
Middle School Cramerton Middle School
High School South Point (NC) High School

Price History

7/16/2026 Listed $723,176

Property vs Zip Code Average in 28012

Price
AVG $650K
$720K
Year Built
AVG 2000
2026
Visits
AVG 195
106
Data Provided by Inside Real Estate®

577 Cottage Garden Lane Belmont, NC is a Single Family Home for sale at $723176 with 3168 sqft and a lot size of 0.21 Acres Acre(s). 577 Cottage Garden Lane Belmont has 5 bedrooms, 3 baths and was built in 2026. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.