4954 Moonlite Bay Drive

Sherrills Ford, NC
$ 1,300,000 Beds 4 Baths 4 Sq 2,280
Monthly Estimate* How much can I afford?

Rare Lake Norman waterfront opportunity on a level 0.58-acre lot with expansive views, deep-water, private covered dock and no HOA. Beautifully renovated and designed for effortless lake living, this turnkey home features an open-concept floor plan, stunning renovated kitchen with quartz countertops, oversized island and stainless-steel appliances, plus a four-season sunroom with vaulted ceilings and panoramic lake views. The spacious primary suite offers an oversized walk-in closet and luxurious new ensuite bath with soaking tub and tiled shower. Three additional bedrooms include two ensuite baths. Extensive improvements include renovated bathrooms, new flooring, lighting, paint, upgraded septic system permitted for four bedrooms, and significant dock renovations. Currently utilized as a short-term rental, offering flexibility as a primary residence, second home or investment property.

Single Family

  • Price
  • $ 1,300,000
  • City
  • Sherrills Ford
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • CATAWBA
  • Half Bathrooms
  • 0
  • Area
  • Catawba County
  • Lot Size
  • 0.58 Acres
  • Zip
  • 28673
  • Sqr Footage
  • 2,280
  • Year Built
  • 1986
  • Style
  • MLS#
  • 4424016
Listed By: Ivester Jackson Christie's; mikefeehley@ivesterjackson.com
Data Source: Canopy MLS

Features

General

Living Area 2280
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Roof Composition
Appliances Dishwasher,Disposal,Electric Range,Refrigerator
Construction Materials Vinyl,Wood
Year Built 1986
View Water
Levels One
Property Subtype Single Family Residence
Parcel Number 460604940166
Waterfront Features Boat Slip (Deed),Covered structure,Dock
County Catawba
New Construction No
Property Type Residential
HOA No
Subdivision Name Moonlite Bay
Garage Y/N No
Other Structures Shed(s)
Full Baths 4
High School Bandys
City Sherrills Ford
Body of Water Lake Norman
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N Yes
Elementary School Sherrills Ford
Middle/Junior High School Mill Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 960300

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2280
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 4
SqFt Main 2280
Bedroom 4

Exterior Features

Parking Features Attached Carport,Driveway
Lot Features Views,Waterfront
Water Source Well
Lot Size Area 0.58
Foundation Details Crawl Space
Road Surface Type Asphalt,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sherrills Ford Elementary School
Middle School Mill Creek Middle School
High School Bandys High School

Price History

9/12/2026 Listed $1,300,000

Property vs Zip Code Average in 28673

Price
AVG $680K
$1.3M
Year Built
AVG 2015
1986
Visits
AVG 287
15
Data Provided by Inside Real Estate®

4954 Moonlite Bay Drive Sherrills Ford, NC is a Single Family Home for sale at $1300000 with 2280 sqft and a lot size of 0.58 Acres Acre(s). 4954 Moonlite Bay Drive Sherrills Ford has 4 bedrooms, 4 baths and was built in 1986. The property's zip code is 28673 which is in Sherrills Ford, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.