4950 Surfwood Drive

Sherrills Ford, NC
$ 739,000 Beds 3 Baths 4.5 Sq 3,607
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained home in the highly desirable Moonlite Bay community, offering convenient access to Lake Norman. This thoughtfully designed home features 10’ ceilings on the main level, creating an open and airy feel throughout. The spacious primary suite serves as a private retreat, complete with dual walk-in closets and a luxurious bath featuring an impressive soaking tub. The gourmet kitchen is both stylish and functional, showcasing gorgeous quartz countertops and a modern backsplash—perfect for everyday living and entertaining. Enjoy outdoor living year-round on the expansive 16’ x 19’ screened porch, ideal for relaxing or hosting guests. The current owner has taken great pride in the beautifully landscaped flower garden, adding charm, color, and curb appeal to the property. Situated just minutes from shopping, dining, and daily conveniences, this home has been meticulously cared for and offers the perfect balance of comfort, style, and location. Don’t miss this opportunity to enjoy Lake Norman living in one of the area’s most sought after communities.

Single Family

  • Price
  • $ 739,000
  • City
  • Sherrills Ford
  • Bedrooms
  • 3
  • Full Bathrooms
  • 4
  • County
  • CATAWBA
  • Half Bathrooms
  • 1
  • Area
  • Catawba County
  • Lot Size
  • 0.46 Acres
  • Zip
  • 28673
  • Sqr Footage
  • 3,607
  • Year Built
  • 2023
  • Style
  • MLS#
  • 4374967
Listed By: Lantern Realty & Development, LLC; melinda.x.mao@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 3607
Sewer Septic Installed
Heating Central,Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Electricity Connected
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Exhaust Hood,Washer,Washer/Dryer
Development Status Completed
Zoning R-30
Garage Spaces 2
Patio/Porch Features Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Screened
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Fiber Cement,Stone
Exclusions Refrigerator
Year Built 2023
Levels Two
Property Subtype Single Family Residence
Parcel Number 4606048461010000
Waterfront Features Beach - Public
Accessibility Two or More Access Exits
County Catawba
New Construction No
Property Type Residential
HOA No
Subdivision Name Moonlite Bay
Garage Y/N Yes
Full Baths 4
Directions Combination Lock Box,Lockbox/Key,Showing Service,Sign From NC-16 North,Turn right onto St James Church Rd,Continue onto Will Proctor St,Turn right onto Campground Rd,Continue onto Slanting Bridge Rd
High School Bandys
City Sherrills Ford
Body of Water Lake Norman
Senior Community Y/N No
Open Parking Spaces 6
Lot Size Units Acres
Carport Y/N No
Elementary School Sherrills Ford
Middle/Junior High School Mill Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 865400
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
Flooring Laminate,Tile
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 3607
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Total Bedrooms 3
Total Baths 5
SqFt Main 1683
SqFt Garage 436
SqFt Upper 1924

Exterior Features

Parking Features Circular Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Parking Space(s)
Lot Features Cleared,Level
Water Source Well
Lot Size Area 0.46
Foundation Details Slab
Lot Dimensions 112'*180'*113'*180
Road Surface Type Concrete,Gravel
Door Features Sliding Doors
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sherrills Ford Elementary School
Middle School Mill Creek Middle School
High School Bandys High School

Price History

5/1/2026 Listed $849,000
5/21/2026 5% - $815,000
6/18/2026 3% - $795,000
8/25/2026 8% - $739,000

Property vs Zip Code Average in 28673

Price
AVG $700K
$740K
Year Built
AVG 2014
2023
Visits
AVG 275
456
Data Provided by Inside Real Estate®

4950 Surfwood Drive Sherrills Ford, NC is a Single Family Home for sale at $739000 with 3607 sqft and a lot size of 0.46 Acres Acre(s). 4950 Surfwood Drive Sherrills Ford has 3 bedrooms, 4 baths and was built in 2023. The property's zip code is 28673 which is in Sherrills Ford, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.