1237 South Cove Road

Mill Spring, NC
$ 995,000 Beds 4 Baths 3.5 Sq 2,411
Monthly Estimate* How much can I afford?

The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area and well-appointed kitchen—perfect for entertaining or enjoying peaceful evenings at home. The primary suite is also conveniently located on the main level and offers a luxurious retreat with its own spacious bath with a walk-in shower, and relaxing garden tub. Downstairs, you'll find an expansive family room that could easily serve as a game room, complete with a wet bar—an ideal space for gatherings, movie nights, or lakeside entertaining. Three generously sized bedrooms provide plenty of room for family and guests, including a second primary suite with its own en-suite bath. An additional full bath completes the lower level. Both levels have expansive covered outdoor living areas-Hot tub included- offering outdoor living at its best. With nearly 2 acres on the lake, mountain and water views, multiple living spaces, and room for everyone, this exceptional Lake Adger property offers the perfect blend of comfort, recreation, and tranquility. Whether you're looking for a full-time residence or a peaceful weekend retreat, this lakefront home is ready to be enjoyed. Lake Adger is a private community centered around a pristine 438-acre lake with approx. 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty.

Single Family

  • Price
  • $ 995,000
  • City
  • Mill Spring
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 1
  • Area
  • Polk County
  • Lot Size
  • 1.97 Acres
  • Zip
  • 28756
  • Sqr Footage
  • 2,411
  • Year Built
  • 2006
  • Style
  • Arts and Crafts
  • MLS#
  • 4421708
Listed By: Tryon Foothills Realty; EllenGlassRealtor@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 2411
Sewer Septic Installed
Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Dryer,Gas Cooktop,Microwave,Oven,Refrigerator with Ice Maker,Washer,Washer/Dryer
HOA Fee 1300
Patio/Porch Features Balcony,Covered,Deck,Front Porch
Architectural Style Arts and Crafts
Construction Materials Fiber Cement
Year Built 2006
View Long Range,Mountain(s),Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number P55-211
Waterfront Features Boat Ramp – Community,Dock
Community Features Lake Access,Picnic Area,Recreation Area,Walking Trails
Assoc Fee Paid Per Annually
County Polk
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Lake Adger
Garage Y/N No
Full Baths 3
Directions From I-26,East on Highway 108,Left on Highway 9. Travel approx 2.3 miles to just past Lake Adger Sales Center. Left on Garrett Rd,Right on Green Hills into Lake Adger. Left on South Cove Rd-continue
High School Unspecified
City Mill Spring
Body of Water Lake Adger
Association Name Tessier Associates
Senior Community Y/N No
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Yes
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Manufactured Home Not Allowed,Modular Not Allowed
Tax Assessed Value 839424
Listing Terms Cash,Conventional,VA Loan

Interior Features

Interior Amenities Breakfast Bar,Garden Tub,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Wet Bar
Basement Exterior Entry,Finished,Walk-Out Access,Walk-Up Access
Flooring Concrete,Wood
Fireplace Features Family Room,Gas,Great Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1265
Half Baths 1
Laundry Features Inside,Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 1146
Total Baths 4
SqFt Main 1265
Bedroom 1

Exterior Features

Exterior Amenities Above Ground Hot Tub / Spa,Dock - Floating
Parking Features Attached Carport,Driveway,Shared Driveway
Lot Features Waterfront
Water Source Shared Well
Lot Size Area 1.97
Foundation Details Basement
Road Surface Type Asphalt,Paved
Door Features French Doors
Other Equipment Fuel Tank - Leased
Road Responsibility Private Maintained Road,Road Maintenance Agreement
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

9/10/2026 Listed $995,000

Property vs Zip Code Average in 28756

Price
AVG $1.3M
$1,000K
Year Built
AVG 2000
2006
Visits
AVG 316
20
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1237 South Cove Road Mill Spring, NC is a Single Family Home for sale at $995000 with 2411 sqft and a lot size of 1.97 Acres Acre(s). 1237 South Cove Road Mill Spring has 4 bedrooms, 3 baths and was built in 2006. The property's zip code is 28756 which is in Mill Spring, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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