308 North Coast Drive

Mill Spring, NC
$ 900,000 Beds 3 Baths 3 Sq 2,860 Virtual Tour
Monthly Estimate* How much can I afford?

Experience lake and mountain living in this stunning Lake Adger lakefront home! Enjoy views of both the water and mountains from your own backyard. This is a true mountain lake house. The inviting covered front porch welcomes you with unique tree columns and a soaring vaulted wood ceiling, creating a warm, rustic ambiance. Step inside to an impressive great room featuring stunning post-and-beam details, apex windows, and a vaulted wood ceiling. The open-concept layout seamlessly connects the kitchen and dining area ideal for entertaining. Extend your living space outdoors onto the expansive back deck, where water views of Lake Adger and the mountains create a picturesque backdrop for gatherings. The main level also features a spacious primary ensuite, two guest rooms, and a guest bath all adorned with rich wood accents that add charm and character throughout the home. Downstairs, the spacious recreation and family room is ideal for entertaining, whether you're enjoying a game of billiards or relaxing with friends. The beautiful wet bar with a natural wood edge top makes hosting easy, and the bonus room, full bath, and ample storage offer plenty of flex space. Step out onto the lower patio to extend your living outdoors. Outdoor amenities include a cozy firepit with a sitting area, a gravel path leading directly from the house to the lake, and a private floating "deep water" dock for your boat and other lake activities. Please be sure to check out the video virtual tour. This exceptional home is ready to deliver the mountain lake lifestyle you've been dreaming of!

Single Family

  • Price
  • $ 900,000
  • City
  • Mill Spring
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 0
  • Area
  • Polk County
  • Lot Size
  • 2.09 Acres
  • Zip
  • 28756
  • Sqr Footage
  • 2,860
  • Year Built
  • 2010
  • Style
  • Traditional
  • MLS#
  • 4370232
Listed By: Howard Hanna Beverly-Hanks; chris.battista@howardhannatate.com
Data Source: Canopy MLS

Features

General

Living Area 2860
Sewer Septic Installed
Heating Central,Electric,Forced Air
Cooling Central Air,Heat Pump
Utilities Underground Power Lines,Underground Utilities
Roof Architectural Shingle
Appliances Bar Fridge,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Filtration System,Microwave,Refrigerator,Washer/Dryer
Development Status Completed
HOA Fee 1300
Patio/Porch Features Deck,Front Porch,Rear Porch
Architectural Style Traditional
Security Features Security System
Construction Materials Hardboard Siding
Year Built 2010
View Mountain(s),Water,Winter,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number P54-128
Elevation 1000
Waterfront Features Boat Ramp – Community,Dock
Community Features Lake Access,Picnic Area,Walking Trails
HOA Fee 2 227.49
Assoc Fee Paid Per Annually
County Polk
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Lake Adger
Garage Y/N No
Full Baths 3
Directions From I-26,head east on Highway 108. Turn left onto 9N,then take an immediate left onto Silver Creek Road. Continue past Lake Adger Marina for about one mile,then turn right into the entrance for Lake
High School Polk
City Mill Spring
Body of Water Lake Adger
Association Name Tessier Group
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N No
HOA Fee 2 Frequency Annually
Elementary School Sunnyview
Middle/Junior High School Polk
Additional Parcels Y/N No
AssociationName2 Lake Adger POA/Northbrook Energy (Dock Fee)
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Short Term Rental Allowed,Other - See Remarks
Tax Assessed Value 575673
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Stairs Pulldown,Breakfast Bar,Open Floorplan,Split Bedroom,Other - See Remarks
Basement Daylight,Exterior Entry,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Flooring Tile,Wood
Fireplace Features Other - See Remarks
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1523
Laundry Features In Basement,Utility Room,Sink
Total Bedrooms 3
Below Grade Finished Area 1337
Total Baths 3
SqFt Main 1523
Bedroom 3

Exterior Features

Exterior Amenities Fire Pit,Dock - Floating
Parking Features Driveway
Lot Features Private,Sloped,Wooded,Views,Waterfront
Water Source Shared Well
Lot Size Area 2.09
Foundation Details Basement
Road Surface Type Concrete,Paved
Road Responsibility Private Maintained Road
Horse Amenities Riding Trail
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sunnyview Elementary School
Middle School Polk Middle School
High School Polk High School

Price History

4/15/2026 Listed $900,000

Property vs Zip Code Average in 28756

Price
AVG $1.28M
$900K
Year Built
AVG 2001
2010
Visits
AVG 332
420
Data Provided by Inside Real Estate®

308 North Coast Drive Mill Spring, NC is a Single Family Home for sale at $900000 with 2860 sqft and a lot size of 2.09 Acres Acre(s). 308 North Coast Drive Mill Spring has 3 bedrooms, 3 baths and was built in 2010. The property's zip code is 28756 which is in Mill Spring, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.