2109 Fernwood Drive

Shelby, NC
$ 196,500 Beds 3 Baths 1 Sq 1,032
Monthly Estimate* How much can I afford?

Beautifully updated just a few years ago, this charming brick ranch offers the perfect blend of modern finishes and timeless appeal. Situated on a spacious, level lot with mature trees, this move-in ready home provides comfortable one-level living with an inviting, functional layout. Step inside to find updated flooring, neutral paint, and an open kitchen and dining area designed for both everyday living and entertaining. The kitchen features stainless steel appliances, abundant cabinet storage, generous counter space, and overlooks the dining area with French doors leading to the backyard patio. The home offers three comfortable bedrooms, a well-appointed full bath, and a dedicated laundry room. Every space has been thoughtfully maintained, making it easy for the next owner to move right in and make it their own. Outside, enjoy the large backyard with plenty of room for entertaining, gardening, pets, or play. The concrete patio provides the perfect spot for grilling, relaxing, or gathering with friends and family while enjoying the peaceful setting. Conveniently located near shopping, dining, schools, and major highways, this home combines modern updates, everyday functionality, and exceptional value. Don’t miss your chance to own this beautifully updated ranch that’s ready for its next chapter! Seller offering $1500 at closing!

Single Family

  • Price
  • $ 196,500
  • City
  • Shelby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • CLEVELAND
  • Half Bathrooms
  • 0
  • Area
  • Cleveland County
  • Lot Size
  • 0.5 Acres
  • Zip
  • 28152
  • Sqr Footage
  • 1,032
  • Year Built
  • 1980
  • Style
  • MLS#
  • 4407672
Listed By: LPT Realty, LLC; homewithbb@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1032
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Appliances Oven
Zoning AA1
Construction Materials Brick Full
Year Built 1980
Levels One
Property Subtype Single Family Residence
Parcel Number 5494
County Cleveland
New Construction No
Property Type Residential
HOA No
Subdivision Name Fernwood
Garage Y/N No
Full Baths 1
High School Unspecified
City Shelby
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N Yes
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 144084

Interior Features

Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1032
Laundry Features Inside
Total Bedrooms 3
Total Baths 1
SqFt Main 1032
Bedroom 3

Exterior Features

Parking Features Attached Carport
Water Source City
Lot Size Area 0.5
Foundation Details Crawl Space
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

7/25/2026 Listed $215,000
8/11/2026 5% - $205,000
8/26/2026 3% - $199,900
9/15/2026 2% - $196,500

Property vs Zip Code Average in 28152

Price
AVG $290K
$200K
Year Built
AVG 1994
1980
Visits
AVG 195
43
Data Provided by Inside Real Estate®

2109 Fernwood Drive Shelby, NC is a Single Family Home for sale at $196500 with 1032 sqft and a lot size of 0.5 Acres Acre(s). 2109 Fernwood Drive Shelby has 3 bedrooms, 1 baths and was built in 1980. The property's zip code is 28152 which is in Shelby, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.