204 Fernwood Drive

Rutherfordton, NC
$ 275,000 Beds 3 Baths 2.5 Sq 1,980
Monthly Estimate* How much can I afford?

PRICED to SELL ! PLUS $5000 in Closing costs offered to buyer with acceptable offer. Custom Built and Move in Ready ! Easily accessible, Spacious, One level living with full basement in much desired Rutherfordton neighborhood. Low maintenance home with new roof, premium metal siding, vinyl plank floors, new paint, new kitchen appliances, new bathroom fixtures with walk in tub. Enjoy a peaceful location with private backyard for bird watching and room for fire pit. Minutes to hospital, historic downtown, dining and shopping. Circular concrete drive. Oversized kitchen looks into sunroom and backyard with blooming trees. Large living room and den that features cozy fireplace and custom built in shelves. Separate mud room and laundry with new washer/dryer. New electric panel; septic inspected; city water. Walk out basement has plenty of room for storage, recreation, separate bath and shower, workbench and garden room plus vent for wood stove . Two storage buildings.

Single Family

  • Price
  • $ 275,000
  • City
  • Rutherfordton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 1
  • Area
  • Rutherford County
  • Lot Size
  • 0.47 Acres
  • Zip
  • 28139
  • Sqr Footage
  • 1,980
  • Year Built
  • 1959
  • Style
  • MLS#
  • 4350557
Listed By: Total Living Realty, LLC; totallivingrealty@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1980
Sewer Septic Installed
Heating Electric
Cooling Electric
Appliances Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
Construction Materials Metal
Year Built 1959
Levels One
Property Subtype Single Family Residence
Parcel Number 1204005
County Rutherford
New Construction No
Property Type Residential
HOA No
Subdivision Name Fernwood
Garage Y/N No
Full Baths 2
High School R-S Central
City Rutherfordton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Rutherfordton
Middle/Junior High School R-S Middle
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 283100
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Basement Exterior Entry,Interior Entry,Storage Space,Unfinished
Flooring Vinyl
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1980
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 3
SqFt Main 1980
Bedroom 3

Exterior Features

Parking Features Circular Driveway
Lot Features Wooded
Water Source City
Lot Size Area 0.47
Foundation Details Basement
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rutherfordton Elementary School
Middle School R-S Middle
High School R-S Central High School

Price History

2/26/2026 Listed $299,900
4/16/2026 2% - $295,000
6/30/2026 3% - $289,000
7/15/2026 2% - $285,000
9/8/2026 4% - $275,000

Property vs Zip Code Average in 28139

Price
AVG $530K
$280K
Year Built
AVG 1983
1959
Visits
AVG 188
624
Data Provided by Inside Real Estate®

204 Fernwood Drive Rutherfordton, NC is a Single Family Home for sale at $275000 with 1980 sqft and a lot size of 0.47 Acres Acre(s). 204 Fernwood Drive Rutherfordton has 3 bedrooms, 2 baths and was built in 1959. The property's zip code is 28139 which is in Rutherfordton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.