2235 Cold Mountain Road

Lake Toxaway, NC
$ 6,500,000 Beds 4 Baths 5.5 Sq 4,410
Monthly Estimate* How much can I afford?

Nestled along the pristine shores of Lake Toxaway, this extraordinary custom-designed lakefront residence, completed in 2022, blends refined mountain-modern architecture with exceptional craftsmanship and luxurious amenities. Designed to maximize breathtaking water views and seamless indoor-outdoor living, the home features expansive walls of glass, an open-concept floor plan, and soaring cathedral ceilings accented by exposed wooden beams and a dramatic floor-to-ceiling stone fireplace in the great room coupled with folding glass doors that seamlessly extends the living area from inside to out. The living room opens completely to the exterior porch through retractable doors, creating an inviting entertainment space that effortlessly connects the home to the surrounding landscape and tranquil lakefront setting. Three fireplaces located in the living room, covered porch, and recreation room provide warmth and ambiance throughout the home. Every detail was thoughtfully curated, from the custom-designed front door crafted from reclaimed aged barn wood to the elegant 8-foot interior doors adorned with Emtek oil-rubbed bronze hardware from the Hercules Collection. The gourmet kitchen boasts Dolomite Marble countertops and is equipped with premium Bosch and Thermador appliances, while Italian tile and marble enhance the spa-inspired bathrooms featuring curb less showers and illuminated mirrors with adjustable color and brightness controls. Designed for comfort and convenience, the home includes laundry rooms on each floor, hand-scraped and brushed European White Oak engineered hardwood flooring in a sophisticated Grey Mist finish, and a fully encapsulated crawl space with dehumidification. Advanced lighting features include an abundance of 4-inch hi-hats, automatic closet lighting, stair step illumination, exterior landscape lighting, and power service extending to both the driveway and private dock. Built with superior efficiency, durability, and convenience in mind, the home features 2x6 exterior walls with full insulation, spray foam attic insulation, and a robust 400-amp electrical service. Plumbing amenities include dual-zone propane recirculating instant hot water systems, six frost-free exterior hose bibs, and premium Grohe, Moen, and Kohler fixtures throughout. The bathroom off the downstairs rec room is a Cabana Bath that features a very convenient outdoor shower. Heating and cooling are equally impressive, with two complete Trane 18-SEER HVAC systems serving the upper and lower levels, including gas furnace and humidification on the main floor, Wi-Fi-enabled thermostats, and a Mitsubishi ductless heating and cooling system in the studio space. Outside, a private dock provides effortless access to boating and lake activities, while the adjacent lakeside lawn offers the perfect setting for entertaining, family gatherings, and outdoor recreation. A security system and whole-home water purification system complete this remarkable turnkey lakefront retreat where luxury, comfort, and timeless design come together in one exceptional property.

Single Family

  • Price
  • $ 6,500,000
  • City
  • Lake Toxaway
  • Bedrooms
  • 4
  • Full Bathrooms
  • 5
  • County
  • TRANSYLVANIA
  • Half Bathrooms
  • 1
  • Area
  • Transylvania County
  • Lot Size
  • 1.06 Acres
  • Zip
  • 28747
  • Sqr Footage
  • 4,410
  • Year Built
  • 2022
  • Style
  • MLS#
  • 4382009
Listed By: Lake Toxaway Co.; scott@laketoxaway.com
Data Source: Canopy MLS

Features

General

Living Area 4410
Sewer Septic Installed
Heating Forced Air,Heat Pump,Propane
Cooling Ceiling Fan(s),Central Air,Heat Pump
Utilities Cable Connected,Electricity Connected,Propane
Roof Architectural Shingle,Metal
Appliances Bar Fridge,Dishwasher,Disposal,Electric Oven,Exhaust Fan,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer
HOA Fee 4085
Garage Spaces 2
Patio/Porch Features Covered,Deck,Front Porch
Security Features Security System
Construction Materials Wood
Year Built 2022
View Water
Levels One
Property Subtype Single Family Residence
Parcel Number 8513-72-9153-000
Elevation 3000
Waterfront Features Boat Ramp – Community
Assoc Fee Paid Per Annually
County Transylvania
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Lake Toxaway Estates
Garage Y/N Yes
Full Baths 5
Directions Travel Hwy 64 West to right on Hwy 281/Blue Ridge Road,to left on Cold Mtn Road just past LTVFD,to left at the drive marked 2235.
High School Rosman
City Lake Toxaway
Body of Water Lake Toxaway
Association Name LTCA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School T.C. Henderson
Middle/Junior High School Rosman
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Deed,Height,Manufactured Home Not Allowed,Modular Not Allowed,Square Feet,Subdivision
Tax Assessed Value 5038070
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Built-in Features,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar
Basement Basement Garage Door,Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access
Flooring Concrete,Laminate,Marble,Tile,Wood
Fireplace Features Gas Starter,Living Room,Porch,Recreation Room,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2334
Half Baths 1
Laundry Features In Basement,In Hall,Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 2076
Total Baths 6
SqFt Main 2334
SqFt Garage 527
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Sloped,Waterfront
Water Source Well
Lot Size Area 1.06
Foundation Details Basement
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Other Equipment Fuel Tank - Leased
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School T.C. Henderson Elementary School
Middle School Rosman Middle School
High School Rosman High School

Price History

5/18/2026 Listed $6,500,000

Property vs Zip Code Average in 28747

Price
AVG $2.8M
$6.5M
Year Built
AVG 1995
2022
Visits
AVG 249
206
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2235 Cold Mountain Road Lake Toxaway, NC is a Single Family Home for sale at $6500000 with 4410 sqft and a lot size of 1.06 Acres Acre(s). 2235 Cold Mountain Road Lake Toxaway has 4 bedrooms, 5 baths and was built in 2022. The property's zip code is 28747 which is in Lake Toxaway, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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