1957 Cold Mountain Road

Lake Toxaway, NC
$ 4,750,000 Beds 4 Baths 5.5 Sq 4,577
Monthly Estimate* How much can I afford?

Set along the pristine shores of Lake Toxaway, this exceptional custom home offers a rare blend of luxury, comfort, and breathtaking natural beauty. Featuring 4 spacious bedrooms and 5½ baths, the residence is thoughtfully designed to capture stunning lake views from nearly every angle. At the heart of the home, a grand great room showcases a striking stone wood-burning fireplace, soaring beamed cathedral ceilings, and a dramatic wall of windows that frame panoramic views of the water. The chef’s kitchen is equally impressive, equipped with a Viking oven and range, multiple dishwashers, a generous island, and even a built-in pizza oven located in the den—perfect for entertaining family and guests. Designed for both relaxation and convenience, the home includes a private sauna, elevator access, and a whole-home generator for peace of mind. Outside, a circular drive provides easy access, while expansive lakeside porches invite you to unwind and take in the serene surroundings. The property’s extensive docking and boathouse, connected by a paved cart path from the home, make enjoying lake life effortless. Ideally located across lake from the Club, golf course, and marina, this residence offers the ultimate Lake Toxaway lifestyle—where refined living meets the tranquility of the mountains.

Single Family

  • Price
  • $ 4,750,000
  • City
  • Lake Toxaway
  • Bedrooms
  • 4
  • Full Bathrooms
  • 5
  • County
  • TRANSYLVANIA
  • Half Bathrooms
  • 1
  • Area
  • Transylvania County
  • Lot Size
  • 0.68 Acres
  • Zip
  • 28747
  • Sqr Footage
  • 4,577
  • Year Built
  • 2001
  • Style
  • MLS#
  • 4377790
Listed By: Lake Toxaway Co.; scott@laketoxaway.com
Data Source: Canopy MLS

Features

General

Living Area 4577
Sewer Septic Installed
Heating Forced Air,Heat Pump,Propane
Cooling Ceiling Fan(s),Central Air
Roof Metal
Appliances Dishwasher,Disposal,Dryer,Exhaust Hood,Gas Range,Refrigerator,Washer,Washer/Dryer
Development Status Completed
HOA Fee 4085
Garage Spaces 1
Patio/Porch Features Covered,Deck,Front Porch
Security Features Security System
Construction Materials Fiber Cement,Stone
Year Built 2001
View Mountain(s),Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 8513-81-5471-000
Elevation 3000
Waterfront Features Boat Ramp – Community
Community Features Lake Access,Picnic Area,Playground,Pond,Walking Trails,Other
Assoc Fee Paid Per Annually
County Transylvania
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Lake Toxaway Estates
Garage Y/N Yes
Other Structures Other - See Remarks
Full Baths 5
Directions Travel Hwy 64 West to right on Blue Ridge Road. Turn left onto Cold Mtn Road just past the Lake Toxaway VFD on the right. The home will be on your left,marked 1957.
High School Rosman
City Lake Toxaway
Body of Water Lake Toxaway
Senior Community Y/N No
Lot Size Units Acres
Carport Spaces 1
Carport Y/N Yes
Elementary School T.C. Henderson
Middle/Junior High School Rosman
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Deed,Livestock Restriction,Manufactured Home Not Allowed,Modular Not Allowed,Short Term Rental Allowed,Square Feet,Subdivision
Tax Assessed Value 5019520
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Built-in Features,Kitchen Island
Basement Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Flooring Carpet,Concrete,Tile,Wood
Fireplace Features Great Room
Basement (Y/N) Yes
Window Features Insulated Window(s),Skylight(s)
Fireplace Y/N Yes
Above Grade Finished Area 2897
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 4
Below Grade Finished Area 1680
Total Baths 6
SqFt Main 2257
SqFt Upper 640
Bedroom 1

Exterior Features

Parking Features Attached Carport,Circular Driveway,Attached Garage
Lot Features Sloped,Wooded,Views,Waterfront
Water Source Well
Lot Size Area 0.68
Foundation Details Basement
Road Surface Type Concrete,Paved
Door Features Insulated Door(s)
Other Equipment Fuel Tank - Leased,Generator
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School T.C. Henderson Elementary School
Middle School Rosman Middle School
High School Rosman High School

Price History

5/8/2026 Listed $4,750,000

Property vs Zip Code Average in 28747

Price
AVG $2.8M
$4.75M
Year Built
AVG 1995
2001
Visits
AVG 249
260
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1957 Cold Mountain Road Lake Toxaway, NC is a Single Family Home for sale at $4750000 with 4577 sqft and a lot size of 0.68 Acres Acre(s). 1957 Cold Mountain Road Lake Toxaway has 4 bedrooms, 5 baths and was built in 2001. The property's zip code is 28747 which is in Lake Toxaway, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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