521 Stowe Road

Belmont, NC
$ 580,000 Beds 5 Baths 3 Sq 2,946
Monthly Estimate* How much can I afford?

Space where you need it, updates where they matter, and the Belmont lifestyle close at hand! Welcome to 521 Stowe Road in the Stowe Pointe community, offering 5 bedrooms, 3 full baths, generous gathering spaces, and a flexible two-story layout designed to adapt to the way you live. The main level welcomes you with a covered front porch and spacious entry before opening into a separate dining area, kitchen, breakfast nook, and expansive living room with a gas fireplace. The kitchen features granite countertops, tile backsplash, center island, breakfast bar, and gas cooking, creating an easy connection between meal preparation, dining, and entertaining. A main-level bedroom and full bath offer valuable flexibility for guests, hobbies, work-from-home needs, or additional living space. Upstairs, the primary suite includes a walk-in closet and private bath with dual vanity, soaking tub, and separate shower. Three additional bedrooms, another full bath, upstairs laundry, and an impressive approximately 18'11" x 20'2" sitting room provide even more room to spread out, relax, work, play, or create the space that fits your lifestyle. Step outside to enjoy the deck and fenced backyard, while the corner lot and attached two-car garage add everyday convenience. Several major components have also received recent updates, including a roof installed in 2021, heating and central-air equipment reported as 2026, and an electric water heater reported as 2021. The property is connected to public water and public sewer, and seller disclosures report HOA assessments of $600 annually. Located near Downtown Belmont, local dining and shopping, Stowe Park, Daniel Stowe Conservancy, Lake Wylie-area recreation, and convenient access to I-85 for travel throughout the Charlotte region. Five bedrooms. Three full baths. Flexible living space. Recent major-system updates. And a Belmont location that keeps everyday conveniences and recreation within easy reach. Come see how much 521 Stowe Road has to offer.

Single Family

  • Price
  • $ 580,000
  • City
  • Belmont
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • GASTON
  • Half Bathrooms
  • 0
  • Area
  • Gaston County
  • Lot Size
  • 0.28 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 2,946
  • Year Built
  • 2009
  • Style
  • MLS#
  • 4426823
Listed By: Lifestyle International Realty; scottbauknight.realtor@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 2946
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Appliances Dishwasher,Disposal,Electric Range
Development Status Completed
HOA Fee 600
Garage Spaces 2
Construction Materials Vinyl
Year Built 2009
Levels Two
Property Subtype Single Family Residence
Parcel Number 215866
Waterfront Features None
Assoc Fee Paid Per Annually
County Gaston
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Stowe Pointe
Garage Y/N Yes
Full Baths 3
High School South Point (NC)
City Belmont
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Page
Middle/Junior High School Belmont
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 500220
Listing Terms Assumable,Cash,Conventional,FHA,VA Loan

Interior Features

Fireplace Features Gas
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2946
Laundry Features Laundry Room
Total Bedrooms 5
Total Baths 3
SqFt Main 1345
SqFt Upper 1601
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.28
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Page Elementary School
Middle School Belmont Middle School
High School South Point (NC) High School

Price History

9/21/2026 Listed $580,000

Property vs Zip Code Average in 28012

Price
AVG $650K
$580K
Year Built
AVG 2000
2009
Visits
AVG 195
4
Data Provided by Inside Real Estate®

521 Stowe Road Belmont, NC is a Single Family Home for sale at $580000 with 2946 sqft and a lot size of 0.28 Acres Acre(s). 521 Stowe Road Belmont has 5 bedrooms, 3 baths and was built in 2009. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.