640 Cooley Drive

Salisbury, NC
$ 397,450 Beds 4 Baths 2.5 Sq 2,372
Monthly Estimate* How much can I afford?

Introducing the McGinnis at Winecoff. This stunning two-story home combines thoughtful design, modern finishes, and a functional layout ideal for today’s lifestyle. From the moment you step through the wide, welcoming entryway, you'll find a spacious dining room that's perfect for family dinners, holiday celebrations, and entertaining guests. The main level features open-concept living with 9ft ceilings throughout, creating a bright, airy atmosphere. The spacious family room flows effortlessly into the kitchen and breakfast area, making it perfect for entertaining or everyday family living. The kitchen is a chef’s dream with 42" modern cabinets, quartz countertops, an island for prep and casual dining, a walk-in pantry, and stainless-steel appliances. Vinyl plank flooring throughout the first floor adds both style and durability. The unfinished basement provides valuable additional space and offers plenty of potential for future possibilities, whether used for storage, a workshop, recreation space, or finished living areas down the road. Upstairs, the primary suite offers a large, tiled shower, dual quartz vanity, linen closet, and a generous walk-in closet. Three additional bedrooms, each with its own walk-in closet, provide privacy and ample storage. A versatile loft adds flexible living space, while the conveniently located laundry room makes household tasks simple and efficient. The Winecoff community is ideally located for commuters from I-85, offering easy access to Charlotte, Concord, and Greensboro. With shopping, dining, and local conveniences nearby, this brand-new neighborhood provides a welcoming atmosphere and the perfect balance of accessibility and community living.

Single Family

  • Price
  • $ 397,450
  • City
  • Salisbury
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • ROWAN
  • Half Bathrooms
  • 1
  • Area
  • Rowan County
  • Lot Size
  • 0.2 Acres
  • Zip
  • 28147
  • Sqr Footage
  • 2,372
  • Year Built
  • 2026
  • Style
  • Traditional
  • MLS#
  • 4426698
Listed By: SDH Charlotte LLC; efoster@smithdouglas.com
Data Source: Canopy MLS

Features

General

Living Area 2372
Sewer Public Sewer
Heating Electric
Cooling Central Air,Electric
Utilities Electricity Connected
Roof Composition
Appliances Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Microwave
Development Status Under Construction
HOA Fee 500
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Traditional
Construction Materials Brick Partial,Vinyl
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Parcel Number 329D069
Waterfront Features None
Assoc Fee Paid Per Annually
County Rowan
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Winecoff
Garage Y/N Yes
Full Baths 2
Directions I-485 towards I-85. Take exit 30 onto I-85N toward Greensboro. Next take exit 72 (Peach Orchard Rd). Make a left at the end of the ramp. Take a right onto Henderson Grove Church Rd. Continue onto Row
High School West Rowan
City Salisbury
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School H.D. Isenberg
Middle/Junior High School West Rowan
Additional Parcels Y/N No
Builder Name Smith Douglas Homes
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 27200

Interior Features

Basement Unfinished,Walk-Out Access
Flooring Carpet,Vinyl
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 2372
Half Baths 1
Laundry Features Electric Dryer Hookup,Inside,Laundry Room,Main Level
Total Bedrooms 4
Total Baths 3
SqFt Main 1001
SqFt Upper 1371

Exterior Features

Parking Features Attached Garage
Lot Features Cleared
Water Source City
Lot Size Area 0.2
Foundation Details Basement
Road Surface Type Concrete,Paved
Builder Model McGinnis B
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School H.D. Isenberg Elementary School
Middle School West Rowan Middle School
High School West Rowan High School

Price History

9/21/2026 Listed $397,450

Property vs Zip Code Average in 28147

Price
AVG $420K
$400K
Year Built
AVG 2002
2026

640 Cooley Drive Salisbury, NC is a Single Family Home for sale at $397450 with 2372 sqft and a lot size of 0.2 Acres Acre(s). 640 Cooley Drive Salisbury has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 28147 which is in Salisbury, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.