196 Fern Loop

Lake Lure, NC
$ 679,900 Beds 3 Baths 3 Sq 2,430 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained. Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests. Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park. This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities. Call Listing Agent for VRBO Listing and availability. See 3 D Tour.

Single Family

  • Price
  • $ 679,900
  • City
  • Lake Lure
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 0
  • Area
  • Rutherford County
  • Lot Size
  • 0.84 Acres
  • Zip
  • 28746
  • Sqr Footage
  • 2,430
  • Year Built
  • 1974
  • Style
  • MLS#
  • 4425558
Listed By: Bach Real Estate LLC; Laurie@BachRealEstate.net
Data Source: Canopy MLS

Features

General

Living Area 2430
Sewer Septic Installed
Heating Central
Cooling Central Air
Appliances Dishwasher,Dryer,Electric Oven,Electric Range,Microwave
Zoning R-3
HOA Fee 4967
Construction Materials Wood
Year Built 1974
Levels Two
Property Subtype Single Family Residence
Parcel Number 222555
Elevation 1000
Assoc Fee Paid Per Annually
County Rutherford
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Rumbling Bald on Lake Lure
Garage Y/N No
Full Baths 3
High School Lake Lure Classical Academy
City Lake Lure
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Lake Lure Classical Academy
Middle/Junior High School Lake Lure Classical Academy
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Livestock Restriction,Manufactured Home Not Allowed,Short Term Rental Allowed,Subdivision
Tax Assessed Value 409900

Interior Features

Basement Finished,Walk-Out Access
Fireplace Features Family Room,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1380
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 1050
Total Baths 3
SqFt Main 1050
SqFt Upper 330
Bedroom 2

Exterior Features

Parking Features Circular Driveway
Water Source Community Well
Lot Size Area 0.84
Foundation Details Basement
Road Surface Type Stone,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lake Lure Classical Academy Elementary School
Middle School Lake Lure Classical Academy Middle School
High School Lake Lure Classical Academy High School

Price History

9/16/2026 Listed $679,900

Property vs Zip Code Average in 28746

Price
AVG $750K
$680K
Year Built
AVG 1994
1974
Visits
AVG 294
6
Data Provided by Inside Real Estate®

196 Fern Loop Lake Lure, NC is a Single Family Home for sale at $679900 with 2430 sqft and a lot size of 0.84 Acres Acre(s). 196 Fern Loop Lake Lure has 3 bedrooms, 3 baths and was built in 1974. The property's zip code is 28746 which is in Lake Lure, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.