364 Rock Creek Road

Zirconia, NC
$ 895,000 Beds 3 Baths 3.5 Sq 2,691 Virtual Tour
Monthly Estimate* How much can I afford?

Rarely does a property bring together exceptional year-round mountain views, privacy, convenient access, and this much usable space in one package. Set on 1.59 acres near the end of a quiet road, this beautifully maintained 2014 log-style home offers the feeling of a brand-new mountain retreat without the wait of new construction. A gated entrance welcomes you to this one-of-a-kind private property. No HOA. No nosy neighbors. Just you and the views! The home's thoughtful design is complemented by extensive outdoor living spaces, where multiple levels of decking and patio areas create plenty of room to relax, entertain, gather around the fire pit, or simply take in the spectacular mountain scenery. A paved driveway leads to the home and provides easy access in all seasons, while the two-car garage adds valuable convenience and storage. A separate workshop with electricity provides an ideal space for projects, hobbies, equipment, or additional workspace. Inside, the cabin has been exceptionally well cared for and features a fully finished basement that dramatically expands the home's versatility. Use the additional space for a recreation room, home office, guest area, media room, hobby space, or whatever best suits your needs. Recently updated showers feature beautiful, upgraded finishes that add a fresh, polished feel throughout the home. The setting is equally appealing. With the main road ending just beyond the property, traffic is limited primarily to those who live in the area, creating a peaceful sense of seclusion while still keeping you close to the amenities and attractions of Hendersonville and Saluda. Convenient access to Highway 25 makes travel toward South Carolina easy, while I-26 provides a direct route toward Hendersonville and Asheville. Properties offering this combination of long-range mountain views, a private gated setting, paved access, no HOA, substantial acreage, a two-car garage, finished lower-level space, a dedicated workshop, and convenient regional access are rare. This is a special opportunity to own a mountain property that feels private and secluded while remaining remarkably accessible. Be sure to check out the property website for the video, virtual tour, and additional photos!

Single Family

  • Price
  • $ 895,000
  • City
  • Zirconia
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • HENDERSON
  • Half Bathrooms
  • 1
  • Area
  • Henderson County
  • Lot Size
  • 1.59 Acres
  • Zip
  • 28790
  • Sqr Footage
  • 2,691
  • Year Built
  • 2014
  • Style
  • MLS#
  • 4423023
Listed By: Howard Hanna Beverly-Hanks; misty.davis@howardhannatate.com
Data Source: Canopy MLS

Features

General

Living Area 2691
Sewer Septic Installed
Heating Ductless,Heat Pump
Cooling Ductless,Heat Pump
Utilities Satellite Internet Available
Roof Composition
Appliances Dishwasher,Freezer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer
Garage Spaces 2
Patio/Porch Features Balcony,Covered,Deck,Side Porch
Security Features Security System
Construction Materials Hard Stucco,Log
Year Built 2014
View Long Range,Mountain(s),Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 9554-54-2328
County Henderson
New Construction No
Property Type Residential
HOA No
Subdivision Name Green River Mountain
Garage Y/N Yes
Other Structures Workshop
Full Baths 3
Directions GPS should take you right to the property. Gated entry,so please check showing instructions before arriving.
High School East Henderson
City Zirconia
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Hillandale
Middle/Junior High School Flat Rock
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Off Frame Modular
Restrictions No Restrictions
Tax Assessed Value 661800
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Whirlpool
Basement Finished,Walk-Out Access
Flooring Concrete,Wood
Fireplace Features Gas Vented,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1834
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 3
Below Grade Finished Area 857
Total Baths 4
SqFt Main 1546
SqFt Upper 288
Bedroom 2

Exterior Features

Exterior Amenities Fire Pit
Fencing Back Yard
Parking Features Attached Garage
Lot Features Paved,Private,Views
Water Source Well
Lot Size Area 1.59
Foundation Details Basement,Slab
Road Surface Type Asphalt,Paved
Other Equipment Fuel Tank - Leased,Generator
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hillandale Elementary School
Middle School Flat Rock Middle School
High School East Henderson High School

Price History

9/15/2026 Listed $895,000

Property vs Zip Code Average in 28790

Price
AVG $990K
$900K
Year Built
AVG 1993
2014
Visits
AVG 218
5
Data Provided by Inside Real Estate®

364 Rock Creek Road Zirconia, NC is a Single Family Home for sale at $895000 with 2691 sqft and a lot size of 1.59 Acres Acre(s). 364 Rock Creek Road Zirconia has 3 bedrooms, 3 baths and was built in 2014. The property's zip code is 28790 which is in Zirconia, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.