200 Ridge Road

Troy, NC
$ 1,890,000 Beds 4 Baths 4.5 Sq 4,387
Monthly Estimate* How much can I afford?

Welcome to an extraordinary new construction waterfront home located in the exclusive gated community of The Ridge on Tillery. Perfectly positioned to capture breathtaking views of Morrow Mountain and Uwharrie National Forest, this 4-bedroom home offers a rare combination of luxury, privacy, and year-round natural beauty. Designed with both everyday living and entertaining in mind, this thoughtfully crafted custom floor plan offers dedicated office space, a versatile bonus room with full bathroom, and 4 bedrooms with unmatched views. The open living area and kitchen create an inviting space to enjoy time with family and friends. The rear deck offers view of the lake and national forest. Downstairs, there is a flex/storage room in addition to the oversized common area and 2 bedrooms with shared bath and extra closets for storage. The dock boasts extra wide walkways on each side of the boat lift for convenience for boating, paddleboarding, fishing, and sunset watching. The fresh landscaping and paved driveway give this home striking curb appeal while maintaining ease of upkeep. The rear yard was thoughtfully designed with a cart path to easily bring down all of your necessities for a great day on the dock or out on the lake. Located in a prestigious gated community, this remarkable property offers the perfect blend of luxury, tranquility, and recreation - all just moments from the beauty of the Uwharrie National Forest. Opportunities like this are exceptionally rare. Experience waterfront living at its best on Lake Tillery.

Single Family

  • Price
  • $ 1,890,000
  • City
  • Troy
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 1
  • Area
  • Montgomery County
  • Lot Size
  • 1.09 Acres
  • Zip
  • 27371
  • Sqr Footage
  • 4,387
  • Year Built
  • 2026
  • Style
  • MLS#
  • 4422497
Listed By: Pinehurst Homes Real Estate, L; ashleymhaddock@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 4387
Sewer Septic Installed
Heating Central,Electric
Cooling Central Air,Electric
Roof Architectural Shingle,Metal
Appliances Dishwasher,Electric Range,Exhaust Hood,Microwave,Refrigerator with Ice Maker
Development Status Completed
Garage Spaces 2
Patio/Porch Features Deck,Front Porch,Patio
Construction Materials Fiber Cement,Stone Veneer
Year Built 2026
View Mountain(s),Water
Levels Three
Property Subtype Single Family Residence
Parcel Number 658814239296
Waterfront Features Boat House,Boat Slip (Deed)
County Montgomery
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name The Ridge on Tillery
Garage Y/N Yes
Full Baths 4
Directions Take River Road to Sugar Loaf Road to Ridge Drive. House is on the right.
High School Unspecified
City Troy
Body of Water Lake Tillery
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Builder Name Pinehurst Homes Inc
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 260250
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry
Basement Finished,Multiple Below-Grade Levels
Flooring Hardwood,Tile
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 2338
Half Baths 1
Laundry Features Mud Room,Inside,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 2049
Total Baths 5
SqFt Main 2049
SqFt Upper 289
Bedroom 2

Exterior Features

Parking Features Driveway,Attached Garage
Lot Features Waterfront
Water Source County Water
Lot Size Area 1.09
Foundation Details Basement
Road Surface Type Concrete,Paved
Door Features French Doors
Road Responsibility Road Maintenance Agreement
Horse Amenities None
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

9/8/2026 Listed $1,999,999
9/18/2026 6% - $1,890,000

Property vs Zip Code Average in 27371

Price
AVG $530K
$1.89M
Year Built
AVG 1993
2026
Visits
AVG 149
3
Data Provided by Inside Real Estate®

200 Ridge Road Troy, NC is a Single Family Home for sale at $1890000 with 4387 sqft and a lot size of 1.09 Acres Acre(s). 200 Ridge Road Troy has 4 bedrooms, 4 baths and was built in 2026. The property's zip code is 27371 which is in Troy, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.