622 Silversmith Lane

Charlotte, NC
$ 439,000 Beds 3 Baths 2 Sq 1,570 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 622 Silversmith Lane! A well loved one-story ranch tucked into Settlers Landing, one of South Charlotte's most establised and sought-after neighborhoods. Single level living, a generous lot, and top rated schools make this a rate find. Inside, livable single story floor plan. The family room centers on a cozy wood burning fireplace and opens naturally to the kitchen and dining areas, creating a comfortable flow for both everyday and entertaining.Crown molding and blinds and tile in bathrooms! The primary suite offers a walk-in closet and private bath, with two additional bedrooms and a second full bath perfectly positioned for family, guests, or a dedicated home office. Pull down attic stairs add convenient extra storage.Outside, the .36 acre lot delivers space, mature trees, and privacy. The backyard offers plenty of room to garden, play, on the wood deck or large concrete patio. The large concrete driveway provides parking for 3 cars.

Single Family

  • Price
  • $ 439,000
  • City
  • Charlotte
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.37 Acres
  • Zip
  • 28270
  • Sqr Footage
  • 1,570
  • Year Built
  • 1983
  • Style
  • Ranch
  • MLS#
  • 4422392
Listed By: Keller Williams Ballantyne Area; carolking@kw.com
Data Source: Canopy MLS

Features

General

Living Area 1570
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air,Electric
Utilities Cable Available
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Oven,Gas Water Heater,Refrigerator with Ice Maker
Zoning N1-A
Patio/Porch Features Deck,Patio
Architectural Style Ranch
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Fiber Cement
Year Built 1983
Levels One
Property Subtype Single Family Residence
Parcel Number 213-291-20
County Mecklenburg
New Construction No
Property Type Residential
HOA No
Subdivision Name Settlers Landing
Garage Y/N Yes
Other Structures Shed(s)
Full Baths 2
High School Providence
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Elizabeth Lane
Middle/Junior High School Crestdale
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 382400
Listing Terms Cash,Conventional,FHA

Interior Features

Interior Amenities Attic Stairs Pulldown
Flooring Carpet,Laminate,Tile
Fireplace Features Family Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1570
Laundry Features Electric Dryer Hookup,Main Level
Total Bedrooms 3
Total Baths 2
SqFt Main 1570
Bedroom 3

Exterior Features

Fencing Back Yard,Fenced
Parking Features Driveway
Lot Features Sloped,Wooded
Water Source City
Lot Size Area 0.37
Foundation Details Slab
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elizabeth Lane Elementary School
Middle School Crestdale Middle School
High School Providence High School

Price History

9/19/2026 Listed $439,000

Property vs Zip Code Average in 28270

Price
AVG $1.3M
$440K
Year Built
AVG 1997
1983

622 Silversmith Lane Charlotte, NC is a Single Family Home for sale at $439000 with 1570 sqft and a lot size of 0.37 Acres Acre(s). 622 Silversmith Lane Charlotte has 3 bedrooms, 2 baths and was built in 1983. The property's zip code is 28270 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.