10009 Thomas Payne Circle

Charlotte, NC
$ 824,900 Beds 4 Baths 2.5 Sq 3,035
Monthly Estimate* How much can I afford?

Breath of fresh air and country club living on the Raintree golf course! Located in the quiet, friendly Williamsburg section of Raintree, this 4-bedroom, 2.5-bath, all brick center-hall colonial offers an exceptional combination of golf course views, classic architectural character, and unlimited potential - all in a prime South Charlotte location with top rated schools and low annual HOA dues. **$50,000 Raintree Country Club initiation fee is WAIVED for its homeowners** A large front lawn, established landscaping, and spacious lot on a side street create the privacy, character, and breathing room in this rare gem. This home features newer ductwork and AC units, rich moldings, millwork, and Brazilian Cherry hardwood floors throughout the main level, with storage galore. The main floor includes a beautifully updated kitchen with pantry, formal dining room, bright living room, and an open & comfortable family room with a Genstone accented gas fireplace. One of the home's standout features is the enclosed screened porch with an elevated setting that offers peaceful, treehouse-like views over the golf course and mature trees, making it a wonderful space for morning coffee, outdoor dining, or pure relaxation. Upstairs, the comfortable primary suite with private bath includes a walk-in closet and another separate flex room currently used as a home office that can be converted to a large custom closet, nursery or additional bath. Three additional bedrooms and a bonus room provide plenty of flexible space for kids, guests, a playroom or perhaps a home gym. The prime South Charlotte location is only 5 minutes from The Arboretum and 7 minutes from Stonecrest, Rea Farms, Providence Promenade, Waverly, and easy access to I-485 from both Rea Road and Providence Road. This is a rare opportunity to enjoy the Raintree lifestyle, golf course setting, with space, character, and unbeatable location in an established and safe community.

Single Family

  • Price
  • $ 824,900
  • City
  • Charlotte
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.34 Acres
  • Zip
  • 28277
  • Sqr Footage
  • 3,035
  • Year Built
  • 1981
  • Style
  • Traditional
  • MLS#
  • 4421485
Listed By: COMPASS; tom.brennan@compass.com
Data Source: Canopy MLS

Features

General

Living Area 3035
Sewer Public Sewer
Heating Forced Air,Natural Gas,Zoned
Cooling Ceiling Fan(s),Central Air,Zoned
Appliances Dishwasher,Electric Range
Development Status Completed
HOA Fee 300
Garage Spaces 2
Patio/Porch Features Deck,Screened
Architectural Style Traditional
Construction Materials Brick Full
Year Built 1981
Levels Two
Property Subtype Single Family Residence
Parcel Number 225-222-46
Community Features Clubhouse,Fitness Center,Golf,Outdoor Pool,Playground,Tennis Court(s)
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Raintree
Garage Y/N Yes
Full Baths 2
High School Providence
City Charlotte
Association Name Williamsburg HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School McAlpine
Middle/Junior High School J.M. Robinson
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 653900
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Stairs Pulldown
Fireplace Features Gas Log
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3035
Half Baths 1
Laundry Features Inside,Main Level
Total Bedrooms 4
Total Baths 3
SqFt Main 1365
SqFt Garage 599
SqFt Upper 1670

Exterior Features

Exterior Amenities In-Ground Irrigation
Parking Features Attached Garage,Garage Faces Side
Lot Features On Golf Course
Water Source City
Lot Size Area 0.34
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mcalpine Elementary School
Middle School J.M. Robinson Middle School
High School Providence High School

Price History

9/9/2026 Listed $824,900

Property vs Zip Code Average in 28277

Price
AVG $1.01M
$820K
Year Built
AVG 2001
1981
Visits
AVG 192
22
Data Provided by Inside Real Estate®

10009 Thomas Payne Circle Charlotte, NC is a Single Family Home for sale at $824900 with 3035 sqft and a lot size of 0.34 Acres Acre(s). 10009 Thomas Payne Circle Charlotte has 4 bedrooms, 2 baths and was built in 1981. The property's zip code is 28277 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.