12028 Grinstead Lane

Charlotte, NC
$ 600,000 Beds 5 Baths 3 Sq 2,615
Monthly Estimate* How much can I afford?

ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $581,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance. The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design. Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space. Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage. Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer. The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $581,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.

Single Family

  • Price
  • $ 600,000
  • City
  • Charlotte
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.17 Acres
  • Zip
  • 28278
  • Sqr Footage
  • 2,615
  • Year Built
  • 2024
  • Style
  • Traditional
  • MLS#
  • 4420733
Listed By: Dickens Mitchener & Associates Inc; thansley@dickensmitchener.com
Data Source: Canopy MLS

Features

General

Living Area 2615
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air,Zoned
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Water Heater,Exhaust Hood,Gas Range,Microwave,Refrigerator with Ice Maker
HOA Fee 300
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Fiber Cement
Year Built 2024
Levels Two
Property Subtype Single Family Residence
Parcel Number 199-072-65
Community Features Clubhouse,Dog Park,Outdoor Pool,Playground
Assoc Fee Paid Per Quarterly
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Parkside Crossing
Garage Y/N Yes
Full Baths 3
High School Palisades
City Charlotte
Association Name Cusick Community Management
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Winget Park
Middle/Junior High School Southwest
Additional Parcels Y/N No
Builder Name Pulte
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 361800
Listing Terms Assumable,Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
Flooring Carpet,Tile,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2615
Laundry Features Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Total Bedrooms 5
Total Baths 3
SqFt Main 1135
SqFt Garage 397
SqFt Upper 1480
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Level
Water Source City
Lot Size Area 0.17
Foundation Details Slab
Lot Dimensions 52x140x52x140
Road Surface Type Concrete,Paved
Builder Model Hampton
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Winget Park Elementary School
Middle School Southwest Middle School
High School Palisades High School

Price History

9/3/2026 Listed $600,000

Property vs Zip Code Average in 28278

Price
AVG $970K
$600K
Year Built
AVG 2013
2024
Visits
AVG 240
62
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12028 Grinstead Lane Charlotte, NC is a Single Family Home for sale at $600000 with 2615 sqft and a lot size of 0.17 Acres Acre(s). 12028 Grinstead Lane Charlotte has 5 bedrooms, 3 baths and was built in 2024. The property's zip code is 28278 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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