OPEN HOUSE: Saturday, 9/26 from 11-1 pm! Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living — all with NO HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer’s dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination — perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home’s entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry’s Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.
Single Family
- Price
- $ 550,000
- City
- Charlotte
- Bedrooms
- 3
- Full Bathrooms
- 2
- County
- MECKLENBURG
- Half Bathrooms
- 1
- Area
- Mecklenburg County
- Lot Size
- 0.55 Acres
- Zip
- 28278
- Sqr Footage
- 2,582
- Year Built
- 1988
- Style
- Traditional
- MLS#
- 4419903
Features
General
Interior Features
Exterior Features
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Hickory, NC office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
Schools
Price History
Property vs Zip Code Average in 28278
In The Neighborhood
In The Neighborhood
- Type
- Single Family
- Size
- <span>3,748</span> SqFt
- Rooms
- <span>5</span> Beds + <span>3.5</span> Baths
Areas That We Cover
- Alexis
- Blowing Rock
- Boomer
- Casar
- Catawba
- Charlotte
- Cherryville
- Claremont
- Cleveland
- Collettsville
- Concord
- Connelly Springs
- Conover
- Cornelius
- Crouse
- Davidson
- Denver
- Drexel
- Glen Alpine
- Granite Falls
- Hamptonville
- Harmony
- Hickory
- Hiddenite
- Hildebran
- Hudson
- Huntersville
- Iron Station
- Ironton Township
- Lenoir
- Lincolnton
- Love Valley
- Maiden
- Matthews
- Midland
- Mint Hill
- Mooresville
- Moravian Falls
- Morganton
- Nebo
- Newland
- Newton
- Olin
- Patterson
- Pineville
- Rhodhiss
- Rutherford College
- Sherrills Ford
- Stanley
- Statesville
- Stony Point
- Taylorsville
- Terrell
- Troutman
- Union Grove
- Valdese
- Vale
13432 Windward Cove Charlotte, NC is a Single Family Home for sale at $550000 with 2582 sqft and a lot size of 0.55 Acres Acre(s). 13432 Windward Cove Charlotte has 3 bedrooms, 2 baths and was built in 1988. The property's zip code is 28278 which is in Charlotte, NC
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.