321 W Bank Street

Salisbury, NC
$ 665,000 Beds 5 Baths 4 Sq 4,132 Virtual Tour
Monthly Estimate* How much can I afford?

Historic charm meets timeless elegance in Salisbury’s West Square Historic District! This remarkable home offers over 4,100 sf of beautiful living space and is conveniently located near all the amenities Salisbury has to offer. A spacious front porch welcomes you into a gracious foyer showcasing a beautiful staircase. The main level features a cozy living room with fireplace, bedroom with full bath, sitting room/library overlooking the backyard, and an office/bedroom with half bath. The updated chef’s kitchen boasts a large island, quartz countertops, tile backsplash, Wolf gas range, double wall ovens, stainless appliances and abundant cabinetry. Enjoy the breakfast area with beautiful built-ins and spacious dining room perfect for entertaining. Upstairs offers a charming landing, luxurious primary suite with glass shower, soaking tub, heated tile floors and large walk-in closet, plus two additional bedrooms and 1.5 baths. Original hardwood floors, tall ceilings, detailed crown molding and abundant natural light add to the home’s timeless appeal. Relax on the screened rear porch overlooking the brick patio and private backyard. A koi pond, storage building, ample parking and concrete pad complete this exceptional property. A rare opportunity to own a beautiful piece of Salisbury history!

Single Family

  • Price
  • $ 665,000
  • City
  • Salisbury
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • ROWAN
  • Half Bathrooms
  • 2
  • Area
  • Rowan County
  • Lot Size
  • 0.49 Acres
  • Zip
  • 28144
  • Sqr Footage
  • 4,132
  • Year Built
  • 1900
  • Style
  • MLS#
  • 4419880
Listed By: TMR Realty, Inc.; mechelle.kuld@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 4132
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Roof Architectural Shingle,Rubber
Appliances Dishwasher,Double Oven,Gas Cooktop,Microwave,Refrigerator
HOA Fee 75
Patio/Porch Features Covered,Front Porch,Patio,Rear Porch,Screened
Construction Materials Wood
Year Built 1900
Levels Two
Property Subtype Single Family Residence
Parcel Number 010079
Assoc Fee Paid Per Annually
County Rowan
New Construction No
Property Type Residential
HOA Yes
Subdivision Name West Square Historical
Garage Y/N No
Other Structures Outbuilding
Full Baths 3
High School Salisbury
City Salisbury
Association Name Historic Salisbury Foundation
Senior Community Y/N No
Open Parking Spaces 6
Lot Size Units Acres
Carport Y/N No
Elementary School Overton
Middle/Junior High School Knox
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Historical
Tax Assessed Value 568182
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Entrance Foyer,Kitchen Island,Walk-In Closet(s)
Basement Unfinished
Flooring Tile,Wood
Fireplace Features Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 4132
Half Baths 2
Laundry Features Main Level
Total Bedrooms 5
Total Baths 5
SqFt Main 2540
SqFt Upper 1592
Bedroom 2

Exterior Features

Parking Features Driveway
Water Source City
Lot Size Area 0.49
Foundation Details Basement,Crawl Space
Road Surface Type Gravel,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Overton Elementary School
Middle School Knox Middle School
High School Salisbury High School

Price History

8/31/2026 Listed $665,000

Property vs Zip Code Average in 28144

Price
AVG $370K
$670K
Year Built
AVG 1975
1900
Visits
AVG 28
15
Data Provided by Inside Real Estate®

321 W Bank Street Salisbury, NC is a Single Family Home for sale at $665000 with 4132 sqft and a lot size of 0.49 Acres Acre(s). 321 W Bank Street Salisbury has 5 bedrooms, 3 baths and was built in 1900. The property's zip code is 28144 which is in Salisbury, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.