643 Mill Ridge Drive

Mills River, NC
$ 1,450,000 Beds 4 Baths 4.5 Sq 4,530
Monthly Estimate* How much can I afford?

Set on 2.9 wooded acres, this spacious 4-bedroom, 4.5-bath home offers an impressive combination of privacy, architectural character, flexible living space, and exceptional outdoor surroundings. From the front patio, enjoy mountain views before stepping inside to generously sized rooms filled with natural light, hardwood floors, and soaring ceilings. The primary suite, office, and family room all feature vaulted ceilings, adding to the home's open and airy feel, while multiple living areas provide plenty of room for entertaining, working from home, or simply spreading out. The kitchen offers abundant cabinetry, a large center island, and plenty of workspace, while the expansive main-level primary suite includes a spacious bath with dual vanities, soaking tub, huge separate shower with his/hers closets. Upstairs, three additional bedrooms and two full bathrooms provide plenty of space for family and guests. The lower level adds even more usable space, offering flexibility for recreation, hobbies, a home gym, or additional living areas. With its substantial footprint and timeless architectural details, the home is ready for its next owner to bring their own style and personal touches. Outside is where this property truly distinguishes itself. Extensive landscaping, stone retaining walls, fire pit, winding pathways, an artificial waterfall, and a gathering/dining area create a private setting that feels tucked into the mountains. Multiple outdoor gathering spaces provide opportunities to entertain, relax, and enjoy the wooded surroundings. Parking is equally impressive, with two driveways, a two-car garage on the main level, an additional one-car garage on the lower level, and plenty of additional parking for guests. With 2.9 acres, mountain views, abundant living space, distinctive outdoor features, and room to make it your own, this property offers a rare opportunity to create an exceptional Western North Carolina retreat.

Single Family

  • Price
  • $ 1,450,000
  • City
  • Mills River
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • HENDERSON
  • Half Bathrooms
  • 1
  • Area
  • Henderson County
  • Lot Size
  • 2.9 Acres
  • Zip
  • 28759
  • Sqr Footage
  • 4,530
  • Year Built
  • 2000
  • Style
  • Contemporary
  • MLS#
  • 4419337
Listed By: NextHome Partners; eskritt.greg@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 4530
Sewer Septic Installed
Heating Ductless,Heat Pump,Propane
Cooling Central Air,Ductless
Roof Architectural Shingle
Appliances Dishwasher,Dryer,Gas Cooktop,Gas Water Heater,Refrigerator,Tankless Water Heater,Wall Oven,Washer
HOA Fee 600
Garage Spaces 3
Patio/Porch Features Front Porch,Patio,Rear Porch
Architectural Style Contemporary
Construction Materials Hard Stucco,Stone Veneer
Year Built 2000
View Mountain(s)
Levels Two
Property Subtype Single Family Residence
Parcel Number 9961899
Community Features Gated
Assoc Fee Paid Per Annually
County Henderson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Mill Ridge
Garage Y/N Yes
Other Structures Gazebo
Full Baths 4
High School West Henderson
City Mills River
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N Yes
Elementary School Glen Marlow
Middle/Junior High School Rugby
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 917300
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Split Bedroom,Walk-In Closet(s)
Basement Bath/Stubbed,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access
Flooring Tile,Wood
Fireplace Features Gas Log,Living Room,Propane
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3216
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 1314
Total Baths 5
SqFt Main 2161
SqFt Upper 1055
Bedroom 1

Exterior Features

Exterior Amenities Fire Pit
Parking Features Attached Carport,Attached Garage,Garage Faces Side
Lot Features Private,Views,Waterfall - Artificial
Water Source Well
Lot Size Area 2.9
Foundation Details Basement
Road Surface Type Asphalt,Paved
Door Features French Doors,Sliding Doors
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Glen Marlow Elementary School
Middle School Rugby Middle School
High School West Henderson High School

Price History

9/11/2026 Listed $1,450,000

Property vs Zip Code Average in 28759

Price
AVG $1.06M
$1.45M
Year Built
AVG 2001
2000
Visits
AVG 192
6
Data Provided by Inside Real Estate®

643 Mill Ridge Drive Mills River, NC is a Single Family Home for sale at $1450000 with 4530 sqft and a lot size of 2.9 Acres Acre(s). 643 Mill Ridge Drive Mills River has 4 bedrooms, 4 baths and was built in 2000. The property's zip code is 28759 which is in Mills River, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.