4145 Ruth Creek Court

Charlotte, NC
$ 416,990 Beds 5 Baths 2.5 Sq 2,694
Monthly Estimate* How much can I afford?

The Waring III floor plan was designed for this spectacular wooded lot. Main level living with plenty of space for spreading out upstairs with a Loft that is 21 x 22 ft. The open-concept layout seamlessly connects the spacious family room, kitchen, formal dining room or office, and breakfast area. Also on the first floor is the owner's bedroom with ensuite bath and a generous walk-in closet as well as the laundry room. Upstairs, you will have 4 large bedroom and the extra-large LOFT. This is the house EVERYONE wants in a convenient location off Sunset Road - inside IH 485 and IH 77 just minutes to Uptown Charlotte.

Single Family

  • Price
  • $ 416,990
  • City
  • Charlotte
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.155 Acres
  • Zip
  • 28216
  • Sqr Footage
  • 2,694
  • Year Built
  • 2026
  • Style
  • Farmhouse
  • MLS#
  • 4418096
Listed By: SDH Charlotte LLC; jjordan@smithdouglas.com
Data Source: Canopy MLS

Features

General

Living Area 2694
Sewer Public Sewer
Heating Electric
Cooling Central Air,Electric
Utilities Electricity Connected
Roof Composition
Appliances Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Microwave
Development Status Proposed
HOA Fee 700
Garage Spaces 2
Patio/Porch Features Patio,Porch
Architectural Style Farmhouse
Construction Materials Fiber Cement
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Parcel Number 02518171
Waterfront Features None
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Sunset Meadows
Garage Y/N Yes
Full Baths 2
Directions Minutes off I-485 & I-77 Head south on I-77 Express Ln 3.3 mi- Use the left lane to take the Lakeview Rd exit 0.3 mi- Turn right onto Lakeview Rd 0.2 mi- At the traffic circle,take the 2nd exit 26
High School Hopewell
City Charlotte
Association Name Superior Assoc. MGT.
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Hornets Nest
Middle/Junior High School Ranson
Additional Parcels Y/N No
Builder Name Smith Douglas Homes
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built

Interior Features

Interior Amenities Attic Stairs Pulldown,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Carpet,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2694
Half Baths 1
Laundry Features Electric Dryer Hookup,Inside,Laundry Room
Total Bedrooms 5
Total Baths 3
SqFt Main 1333
SqFt Upper 1361
Bedroom 1

Exterior Features

Parking Features Attached Garage
Lot Features Cleared,Wooded
Water Source City
Lot Size Area 0.155
Foundation Details Slab
Road Surface Type Concrete,Paved
Builder Model Waring III J
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hornets Nest Elementary School
Middle School Ranson Middle School
High School Hopewell High School

Price History

8/25/2026 Listed $416,990

Property vs Zip Code Average in 28216

Price
AVG $430K
$420K
Year Built
AVG 1999
2026
Visits
AVG 236
71
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4145 Ruth Creek Court Charlotte, NC is a Single Family Home for sale at $416990 with 2694 sqft and a lot size of 0.155 Acres Acre(s). 4145 Ruth Creek Court Charlotte has 5 bedrooms, 2 baths and was built in 2026. The property's zip code is 28216 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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