2435 Smith Cove Road

Denver, NC
$ 595,000 Beds 5 Baths 3.5 Sq 3,880
Monthly Estimate* How much can I afford?

Welcome to the highly sought-after Smithstone community! Offering an impressive 3,880 sq/ft, this spacious home features 5 bedrooms plus bonus room, 3.5 bathrooms, and a flexible floorplan designed for both everyday living and entertaining. A rare highlight is the TWO primary suites—one on each level. The main-level primary features a dramatic 13' tray ceiling, direct access to the covered patio, two custom closets, and a spa-like bath with an oversized walk-in shower complete with body jets and rainhead. The first floor also offers a dedicated home office, formal dining room, sitting area, and an open-concept kitchen overlooking the spacious living room. French doors from the sunroom area lead to an expansive covered patio and private, fully fenced backyard—already wired and ready for your new hot tub! Irrigation system serves both the front and rear yards. Upstairs you'll find another primary suite plus 4 additional bedrooms, with one offering the flexibility to serve as a large bonus or recreation room. There is truly no shortage of space here! Smithstone offers above-average community amenities including a clubhouse, pool with Lake Norman views, boat/RV storage, and paddlesport lake access. Conveniently located near area schools, restaurants, grocery stores, Charlotte Douglas International Airport, and Charlotte. Priced to sell! Per previous owner: roof replaced in 2017 and downstairs HVAC replaced in 2021.

Single Family

  • Price
  • $ 595,000
  • City
  • Denver
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • LINCOLN
  • Half Bathrooms
  • 1
  • Area
  • Lincoln County
  • Lot Size
  • 0.32 Acres
  • Zip
  • 28037
  • Sqr Footage
  • 3,880
  • Year Built
  • 2003
  • Style
  • MLS#
  • 4415106
Listed By: Southern Homes of the Carolinas, Inc; julie@juliewilliamsrealestate.com
Data Source: Canopy MLS

Features

General

Living Area 3880
Sewer Public Sewer
Heating Heat Pump,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Natural Gas
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Range,Gas Water Heater,Microwave,Refrigerator with Ice Maker
HOA Fee 217
Garage Spaces 2
Patio/Porch Features Covered,Rear Porch
Construction Materials Vinyl
Year Built 2003
Levels Two
Property Subtype Single Family Residence
Parcel Number 80043
Waterfront Features Paddlesport Launch Site - Community
Community Features Boat Storage,Clubhouse,Outdoor Pool,RV Storage,Sidewalks
Assoc Fee Paid Per Quarterly
County Lincoln
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Smithstone
Garage Y/N Yes
Full Baths 3
High School East Lincoln
City Denver
Body of Water Lake Norman
Association Name Associated Assets Mgmt
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School St. James
Middle/Junior High School East Lincoln
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 585223
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Carpet,Tile,Wood
Fireplace Features Gas Log
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3880
Half Baths 1
Laundry Features Mud Room,Main Level
Total Bedrooms 5
Total Baths 4
SqFt Main 2346
SqFt Garage 473
SqFt Upper 1534
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation
Fencing Fenced,Privacy
Parking Features Attached Garage,Garage Faces Front
Water Source City
Lot Size Area 0.32
Foundation Details Slab
Road Surface Type Concrete,Paved
Door Features French Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School St. James Elementary School
Middle School East Lincoln Middle School
High School East Lincoln High School

Price History

8/15/2026 Listed $625,000
8/31/2026 4% - $600,000
9/16/2026 1% - $595,000

Property vs Zip Code Average in 28037

Price
AVG $1.03M
$600K
Year Built
AVG 2012
2003
Visits
AVG 249
74
Data Provided by Inside Real Estate®

2435 Smith Cove Road Denver, NC is a Single Family Home for sale at $595000 with 3880 sqft and a lot size of 0.32 Acres Acre(s). 2435 Smith Cove Road Denver has 5 bedrooms, 3 baths and was built in 2003. The property's zip code is 28037 which is in Denver, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.