4635 Water Oak Road

Charlotte, NC
$ 2,690,000 Beds 5 Baths 5.5 Sq 5,290
Monthly Estimate* How much can I afford?

Stunning New Construction Home on a Highly Desirable Level Lot. Exceptional Curb Appeal, Custom High End Landscaping, Copper Gas Lanterns, Soaring Windows and Hand Crafted Brick Detail Create an Elegant Exterior. Inside You will Find High End Features like Solid Wide Plank Natural White Oak Flooring, Hand Blown Glass Chandelier in the Dining Area, a Locally Made Fluted Plaster Fireplace in the Great Room, Double Thick Waterfall Edge Island, Custom Cabinets and More. Start and End Your Days Right with Endless Natural Light Flowing Inside the Home from the Oversized Windows and Soaring Ceilings. Entertaining Friends Family and Guests is a Breeze from the Heart of the Home Which Overlooks the Dining Area, Scullery, Great Room and Outdoor Porch - Outdoor Area Features a Vaulted Tongue and Groove Wood Ceiling over the Covered Porch with and Additional Built in Fireplace - Lot Fits a Pool, Firepit and More. The Chef's Kitchen will Delight any Cook, Amateur or Professional with its 48" Dual Fuel Range, 42" Built in Paneled Thermador Refrigerator, Paneled Dishwasher, Built in Spice Cabinets, Gorgeous Faucets, Hardware and Fixtures. Impressive Scullery off the Kitchen with Great Storage plus Second Dishwasher. 5 Bedrooms, 5 Full Bathrooms, Office Areas, Huge Bonus Room, a Proper Craft or Media Room and a Loft Large Enough To Utilize - So Many Areas to Spread Out when Degrees of Separation Needed. Builder is Proud to Include Attached 2 Car Garage Pre-Wired Electric Vehicle Charging that can Accomodate a Lift with Such Tall Ceiling Height. This is a Stunning Home with a Great Level Lot Location. Other Features Include Oversize Doors, Dual Trane High Efficiency HVAC Units, Rinnai Tankless Water Heater and Marvin Windows. 10 and 12 Foot Ceilings on the Main Level and 9 Foot on the Upper. One Well Built Home with Beautiful Appeal both Inside and Out. Myers Park School District!

Single Family

  • Price
  • $ 2,690,000
  • City
  • Charlotte
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.455 Acres
  • Zip
  • 28211
  • Sqr Footage
  • 5,290
  • Year Built
  • 2026
  • Style
  • MLS#
  • 4415102
Listed By: Southeastern Premier Properties LLC; sharperealestate@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 5290
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available,Electricity Connected,Fiber Optics,Natural Gas,Satellite Internet Available,Wired Internet Available
Roof Architectural Shingle,Metal
Appliances Bar Fridge,Convection Microwave,Convection Oven,Dishwasher,Disposal,Dual Flush Toilets,Exhaust Hood,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Wine Refrigerator
Development Status Completed
Garage Spaces 2
Construction Materials Brick Partial,Hardboard Siding
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Parcel Number 157-183-05
County Mecklenburg
New Construction Yes
Property Type Residential
HOA No
Subdivision Name Cotswold
Garage Y/N Yes
Full Baths 5
High School Myers Park
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Billingsville Cotswold
Middle/Junior High School Alexander Graham
Additional Parcels Y/N No
Builder Name Rock Spring Builders
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 588100
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 5290
Half Baths 1
Laundry Features Mud Room,Laundry Room,Main Level,Multiple Locations,Upper Level
Total Bedrooms 5
Total Baths 6
SqFt Main 2411
SqFt Garage 655
SqFt Upper 2879
Bedroom 2

Exterior Features

Exterior Amenities In-Ground Irrigation
Fencing Back Yard,Full
Parking Features Driveway,Attached Garage,Garage Faces Side
Lot Features Level
Water Source City
Lot Size Area 0.455
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Billingsville Cotswold Elementary School
Middle School Alexander Graham Middle School
High School Myers Park High School

Price History

8/15/2026 Listed $2,690,000

Property vs Zip Code Average in 28211

Price
AVG $2.08M
$2.69M
Year Built
AVG 1997
2026
Visits
AVG 323
78
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4635 Water Oak Road Charlotte, NC is a Single Family Home for sale at $2690000 with 5290 sqft and a lot size of 0.455 Acres Acre(s). 4635 Water Oak Road Charlotte has 5 bedrooms, 5 baths and was built in 2026. The property's zip code is 28211 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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