2106 Prospect Creek Way

Charlotte, NC
$ 418,900 Beds 3 Baths 2.5 Sq 1,854
Monthly Estimate* How much can I afford?

Discover modern elegance and comfort in this stunning 2021-built single-family home located at 2106 Prospect Creek Way in Charlotte. Boasting 1,800+ square feet of thoughtfully designed living space, this home offers a perfect blend of contemporary style and functional layout. The open-concept floor plan creates an inviting atmosphere, ideal for both daily relaxation and entertaining guests. Large windows bathe the interior in natural light, highlighting the quality craftsmanship throughout. The kitchen features sleek cabinetry, modern appliances, and ample counter space that will delight any cooking enthusiast. Upstairs, you will find spacious bedrooms that serve as peaceful retreats. This property is situated near local amenities, major commuting routes, and recreational parks. Whether you are looking for your first home, an upgrade for your family, or a high-quality property in a prime location, this one checks every box! Don't miss the opportunity to own this nearly new gem that combines move-in readiness with timeless appeal — schedule your private tour today to experience everything this home has to offer before it is gone!

Single Family

  • Price
  • $ 418,900
  • City
  • Charlotte
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.146 Acres
  • Zip
  • 28227
  • Sqr Footage
  • 1,854
  • Year Built
  • 2021
  • Style
  • MLS#
  • 4413617
Listed By: Oak & Elm Realty Group LLC; lance@oakelmgroup.com
Data Source: Canopy MLS

Features

General

Living Area 1854
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Appliances Electric Water Heater
Development Status Completed
Zoning SFR
HOA Fee 372
Garage Spaces 2
Security Features Smoke Detector(s)
Construction Materials Stone,Vinyl
Year Built 2021
Levels Two
Property Subtype Single Family Residence
Parcel Number 13512334
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Prospect Park
Garage Y/N Yes
Full Baths 2
Directions From Idlewild Rd,turn onto Aster Dr,then right onto Golden Rod Ln,then left onto Prospect Creek Way. Home is on the right.
High School Unspecified
City Charlotte
Association Name Prospect Park Community Association
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 333100
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1854
Half Baths 1
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 3
Total Baths 3
SqFt Main 748
SqFt Garage 350
SqFt Upper 1106

Exterior Features

Fencing Back Yard,Fenced
Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.146
Foundation Details Slab
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

8/12/2026 Listed $425,000
9/1/2026 2% - $418,900

Property vs Zip Code Average in 28227

Price
AVG $650K
$420K
Year Built
AVG 1999
2021
Visits
AVG 237
48
Data Provided by Inside Real Estate®

2106 Prospect Creek Way Charlotte, NC is a Single Family Home for sale at $418900 with 1854 sqft and a lot size of 0.146 Acres Acre(s). 2106 Prospect Creek Way Charlotte has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 28227 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.