38 E Swift Creek Road

Fletcher, NC
$ 414,800 Beds 3 Baths 2 Sq 1,390 Virtual Tour
Monthly Estimate* How much can I afford?

This is the kind of home buyers hope to find in River Stone - original-owner, exceptionally well cared for, thoughtfully upgraded, and truly move-in ready. From the moment you walk in, it’s obvious how meticulously this home has been maintained. Newer LifeProof LVP flooring runs throughout with no carpet, complemented by newer interior paint and a bright, clean, welcoming feel. The kitchen features leathered granite countertops, under-cabinet lighting, a new refrigerator and microwave, and plenty of workspace and storage. The bathrooms have also been beautifully updated with leathered granite, including a newer custom tile shower in the primary suite. Outside is just as impressive. The fully fenced backyard offers a 12' x 24' covered Trex deck with ceiling fans, additional lighting, and a mounted TV that conveys with the home - perfect for relaxing, entertaining, or watching the game outside. A storage building provides even more space, and the extended parking area is a huge bonus. And then there’s the garage. This is not your average garage. HEATED and COOLED with its own mini-split and finished with incredible attention to detail, it offers approximately 370 additional square feet (NOT included in total heated living square feet) of air-conditioned and heated space that could easily serve as a home office, game room, workout space, hobby room, man cave, or the ultimate garage setup. Additional attic storage gives you even more room to keep everything organized. All of this is in highly sought-after River Stone, within walking distance of the neighborhood pool, playground and picnic area, plus the community’s popular weekly food trucks. Perfectly situated between Asheville and Hendersonville and located in the desirable Glenn Marlow, Rugby and West Henderson school district. Homes this immaculate don’t come along often. If you’ve been waiting for one that has been lovingly maintained, extensively upgraded, and requires absolutely nothing but moving in, this may be the one.

Single Family

  • Price
  • $ 414,800
  • City
  • Fletcher
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HENDERSON
  • Half Bathrooms
  • 0
  • Area
  • Henderson County
  • Lot Size
  • 0.17 Acres
  • Zip
  • 28732
  • Sqr Footage
  • 1,390
  • Year Built
  • 2014
  • Style
  • Traditional
  • MLS#
  • 4413566
Listed By: Southern Roots Real Estate; Caryn@SouthernRootsRealEstate.net
Data Source: Canopy MLS

Features

General

Living Area 1390
Sewer Public Sewer
Heating Ductless,Forced Air,Natural Gas
Cooling Ceiling Fan(s),Central Air,Ductless
Utilities Natural Gas,Underground Power Lines,Underground Utilities
Roof Composition
Appliances Dishwasher,Disposal,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator
Zoning R-1
HOA Fee 400
Garage Spaces 2
Patio/Porch Features Covered,Deck,Rear Porch
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s),Security System,Smoke Detector(s)
Construction Materials Stone,Vinyl
Exclusions snap together garage floor,wall mounted pressure washer,garage cabinets
Year Built 2014
Levels One
Property Subtype Single Family Residence
Parcel Number 1016743
Community Features Outdoor Pool,Picnic Area,Playground,Recreation Area,Street Lights
Assoc Fee Paid Per Annually
County Henderson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name River Stone
Garage Y/N Yes
Other Structures Shed(s)
Full Baths 2
Directions GPS should get you right to it.
High School West Henderson
City Fletcher
Association Name IPM
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Glen Marlow
Middle/Junior High School Rugby
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Manufactured Home Not Allowed,Modular Not Allowed
Tax Assessed Value 397400
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Pantry,Split Bedroom
Flooring Vinyl
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N No
Above Grade Finished Area 1390
Laundry Features Laundry Closet,Main Level
Total Bedrooms 3
Total Baths 2
SqFt Main 1390
SqFt Garage 370
Bedroom 3

Exterior Features

Fencing Back Yard,Fenced,Partial,Privacy
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Level
Water Source City
Lot Size Area 0.17
Foundation Details Slab
Road Surface Type Concrete,Paved
Other Parking 2 car attached heated & cooled garage.
Door Features Insulated Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Glen Marlow Elementary School
Middle School Rugby Middle School
High School West Henderson High School

Price History

8/12/2026 Listed $424,900
8/21/2026 1% - $424,800
8/25/2026 2% - $419,900
9/7/2026 1% - $419,800
9/17/2026 2% - $414,900
9/23/2026 1% - $414,800

Property vs Zip Code Average in 28732

Price
AVG $860K
$410K
Year Built
AVG 2001
2014
Visits
AVG 222
96
Data Provided by Inside Real Estate®

38 E Swift Creek Road Fletcher, NC is a Single Family Home for sale at $414800 with 1390 sqft and a lot size of 0.17 Acres Acre(s). 38 E Swift Creek Road Fletcher has 3 bedrooms, 2 baths and was built in 2014. The property's zip code is 28732 which is in Fletcher, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.