107 Flat Creek Drive

Lake Toxaway, NC
$ 265,000 Beds 3 Baths 2 Sq 1,288
Monthly Estimate* How much can I afford?

Discover an opportunity to own property in beautiful Lake Toxaway with a total of 1.58 unrestricted acres, including the adjoining .60-acre lot. Built in 1983, this 3-bedroom, 2-bath home offers a functional layout with all bedrooms and baths located on the main level. The full unfinished basement provides excellent storage and workspace, with potential for future expansion. The property features a relatively level area behind the home with plenty of room for a garden, outdoor activities, or additional improvements. A small creek adds to the natural setting and mountain property appeal. This property offers usable acreage and the flexibility that comes with unrestricted land. The home is being sold AS IS as part of an estate and will require repairs and updates, including a roof replacement. This is an excellent opportunity for a buyer looking for property with acreage and the potential to renovate and make it their own.

Single Family

  • Price
  • $ 265,000
  • City
  • Lake Toxaway
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • TRANSYLVANIA
  • Half Bathrooms
  • 0
  • Area
  • Transylvania County
  • Lot Size
  • 1.58 Acres
  • Zip
  • 28747
  • Sqr Footage
  • 1,288
  • Year Built
  • 1983
  • Style
  • MLS#
  • 4412174
Listed By: Petit Properties Inc; cindypetitrealtor@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1288
Sewer Private Sewer
Heating Wood Stove
Cooling None
Roof Asbestos Shingle
Appliances Dishwasher,Electric Range,Microwave,Refrigerator
Patio/Porch Features Deck,Enclosed,Front Porch
Construction Materials Wood
Year Built 1983
Levels One
Property Subtype Single Family Residence
Parcel Number 8533-64-5181-000
Elevation 2000
Waterfront Features None
Community Features None
Additional Parcels Description 8553-64-4025-000
County Transylvania
New Construction No
Property Type Residential
HOA No
Subdivision Name none
Garage Y/N No
Other Structures Shed(s)
Full Baths 2
Directions Hwy 64 to Silversteen Road. Follow to left on Golden Rd. Follow approximately 1.4 miles and turn right on Flat Creek Drive. Home will be on the left.
High School Rosman
City Lake Toxaway
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School T.C. Henderson
Middle/Junior High School Rosman
Additional Parcels Y/N Yes
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions No Restrictions
Tax Assessed Value 275690
Listing Terms Cash

Interior Features

Basement Partially Finished
Flooring Carpet,Laminate,Tile
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1288
Laundry Features None
Total Bedrooms 3
Total Baths 2
SqFt Main 1288
Bedroom 3

Exterior Features

Parking Features Driveway
Lot Features Cleared,Creek/Stream
Water Source Well
Lot Size Area 1.58
Foundation Details Basement
Road Surface Type Gravel
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School T.C. Henderson Elementary School
Middle School Rosman Middle School
High School Rosman High School

Price History

8/19/2026 Listed $265,000

Property vs Zip Code Average in 28747

Price
AVG $2.8M
$270K
Year Built
AVG 1995
1983
Visits
AVG 250
8
Data Provided by Inside Real Estate®

107 Flat Creek Drive Lake Toxaway, NC is a Single Family Home for sale at $265000 with 1288 sqft and a lot size of 1.58 Acres Acre(s). 107 Flat Creek Drive Lake Toxaway has 3 bedrooms, 2 baths and was built in 1983. The property's zip code is 28747 which is in Lake Toxaway, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.