144 Oak Point Drive

Cherryville, NC
$ 775,000 Beds 4 Baths 2.5 Sq 2,945
Monthly Estimate* How much can I afford?

Welcome to this beautiful two-story waterfront home on Moss Lake, situated on a level .687-acre lot with stunning lake access and a private boat dock. Offering 4 bedrooms and 2.5 baths, this home combines spacious living areas with plenty of storage and room to enjoy lake life. The main level features a welcoming kitchen with stainless steel appliances, breakfast room, family room, and office. Hardwood floors flow through the kitchen, breakfast room, and family room, adding warmth and character to the living spaces. Upstairs, you'll find four bedrooms, including a spacious primary suite, along with two full baths. Recent updates include fresh interior paint and new carpet. Enjoy the outdoors from the covered front porch or rear deck overlooking the level yard and waterfront. A two-car garage and abundant storage provide plenty of space for vehicles, lake toys, and more. Whether you're looking for a full-time residence or a weekend getaway, this Moss Lake property offers the perfect opportunity to enjoy waterfront living with your own boat dock.

Single Family

  • Price
  • $ 775,000
  • City
  • Cherryville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CLEVELAND
  • Half Bathrooms
  • 1
  • Area
  • Cleveland County
  • Lot Size
  • 0.68 Acres
  • Zip
  • 28021
  • Sqr Footage
  • 2,945
  • Year Built
  • 1986
  • Style
  • MLS#
  • 4412077
Listed By: REMAX Select; tracywhisnant@remax.net
Data Source: Canopy MLS

Features

General

Living Area 2945
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Appliances Dishwasher,Electric Cooktop,Microwave,Refrigerator,Wall Oven
Zoning AA1
HOA Fee 273
Garage Spaces 2
Construction Materials Vinyl
Year Built 1986
Levels Two
Property Subtype Single Family Residence
Parcel Number 40910
Assoc Fee Paid Per Annually
County Cleveland
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Cross Creek
Garage Y/N Yes
Full Baths 2
High School Burns
City Cherryville
Association Name Cross Creek HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Washington
Middle/Junior High School Burns Middle
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 564740

Interior Features

Fireplace Features Family Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2945
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Total Baths 3
SqFt Main 1211
SqFt Upper 1734

Exterior Features

Parking Features Driveway,Attached Garage
Water Source County Water
Lot Size Area 0.68
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Washington Elementary School
Middle School Burns Middle
High School Burns High School

Price History

8/12/2026 Listed $775,000

Property vs Zip Code Average in 28021

Price
AVG $340K
$780K
Year Built
AVG 1985
1986
Visits
AVG 147
79
Data Provided by Inside Real Estate®

144 Oak Point Drive Cherryville, NC is a Single Family Home for sale at $775000 with 2945 sqft and a lot size of 0.68 Acres Acre(s). 144 Oak Point Drive Cherryville has 4 bedrooms, 2 baths and was built in 1986. The property's zip code is 28021 which is in Cherryville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.