412 Whitestone Circle

Union Mills, NC
$ 335,000 Beds 2 Baths 2 Sq 1,232
Monthly Estimate* How much can I afford?

Nestled on over 1.5 private acres in the gated Hearthstone Ridge community, this charming 2-bed, 2-bath farmhouse retreat offers the perfect blend of rustic character and modern comfort. Soaring vaulted ceilings with exposed timber beams and a cozy woodstove set a welcoming tone in the main living space. The updated kitchen features stainless steel appliances and leathered granite countertops. Both bedrooms offer private ensuite baths—including a dual-entry layout for convenient guest access. Enjoy private, wooded surroundings from the spacious screened back porch, complete with a small fenced area, storage shed, and a paved U-shaped driveway. Ideal as a primary home or mountain getaway!

Single Family

  • Price
  • $ 335,000
  • City
  • Union Mills
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 0
  • Area
  • Rutherford County
  • Lot Size
  • 1.53 Acres
  • Zip
  • 28167
  • Sqr Footage
  • 1,232
  • Year Built
  • 2012
  • Style
  • MLS#
  • 4411352
Listed By: Howard Hanna Beverly-Hanks, Lake Lure; valerie.frey@howardhannatate.com
Data Source: Canopy MLS

Features

General

Living Area 1232
Sewer Septic Installed
Heating Heat Pump,Wood Stove
Cooling Heat Pump
Appliances Electric Oven,Electric Range,Refrigerator
HOA Fee 435
Patio/Porch Features Covered,Front Porch,Rear Porch,Screened
Construction Materials Hardboard Siding
Exclusions Finials,dowels,all window curtains,washer,dryer,and kitchen island do not convey.
Year Built 2012
Levels One
Property Subtype Single Family Residence
Parcel Number 1643890
Community Features Gated,Picnic Area,Playground,Recreation Area,Sport Court
Assoc Fee Paid Per Annually
County Rutherford
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Hearthstone Ridge
Garage Y/N No
Other Structures Shed(s)
Full Baths 2
Directions From Rutherfordton,head North on US-221 N for approximately 5 miles. Turn right onto Lawing Mill Rd and follow to the gated entrance of Hearthstone Ridge. Enter through the gate and bear right onto H
High School R-S Central
City Union Mills
Association Name Hearthstone Ridge POA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Pinnacle
Middle/Junior High School R-S Middle
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Deed
Tax Assessed Value 227900
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Flooring Tile,Vinyl
Fireplace Features Wood Burning Stove
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1232
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 2
Total Baths 2
SqFt Main 1232
Bedroom 2

Exterior Features

Fencing Back Yard,Chain Link
Parking Features Driveway
Water Source Well
Lot Size Area 1.53
Foundation Details Crawl Space
Road Surface Type Asphalt,Paved
Door Features French Doors
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pinnacle Elementary School
Middle School R-S Middle
High School R-S Central High School

Price History

8/6/2026 Listed $349,000
9/8/2026 5% - $335,000

Property vs Zip Code Average in 28167

Price
AVG $690K
$340K
Year Built
AVG 1987
2012
Visits
AVG 213
58
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

412 Whitestone Circle Union Mills, NC is a Single Family Home for sale at $335000 with 1232 sqft and a lot size of 1.53 Acres Acre(s). 412 Whitestone Circle Union Mills has 2 bedrooms, 2 baths and was built in 2012. The property's zip code is 28167 which is in Union Mills, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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