13316 Emerald Branch Lane

Charlotte, NC
$ 425,000 Beds 4 Baths 2.5 Sq 2,115
Monthly Estimate* How much can I afford?

100% financing and $10,000 in lender assistance, no PMI for the following: Closing costs, rate buy down and loan amount reduction with preferred lender. Nestled on a quiet cul-de-sac, this beautiful 4-bedroom, 2.5-bath home offers the perfect blend of privacy, space, and convenience. Situated on a rare, wooded lot of almost three fourths an acre, you'll enjoy a peaceful backyard retreat with a fully fenced yard and an expansive screened porch—ideal for morning coffee, outdoor dining, or relaxing while surrounded by nature. Inside, you'll find engineered bamboo floors downstairs with fresh new carpet upstairs and a spacious, functional floor plan designed for comfortable everyday living and effortless entertaining. The location is hard to beat! Just minutes from major interstates, commuting is a breeze while still enjoying the tranquility of an established neighborhood. Outdoor enthusiasts will love the close proximity to McDowell Nature Preserve and Lake Wylie, offering hiking, boating, and endless recreational opportunities. You'll also be conveniently located near RiverGate Shopping Center, Charlotte Premium Outlets, and Ayrsley Town Center, providing an abundance of shopping, dining, and entertainment options just moments away. If you've been searching for a home with a large private lot, outdoor living space, and an unbeatable location, this one checks all the boxes! This property qualifies for 100% financing with no PMI and $10,000 in lender assistance for the following: Closing costs, rate buy down and loan amount reduction.

Single Family

  • Price
  • $ 425,000
  • City
  • Charlotte
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.65 Acres
  • Zip
  • 28273
  • Sqr Footage
  • 2,115
  • Year Built
  • 2003
  • Style
  • MLS#
  • 4409494
Listed By: NorthGroup Real Estate LLC; wanda@homewithwanda.com
Data Source: Canopy MLS

Features

General

Living Area 2115
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Natural Gas,Phone Connected,Satellite Internet Available,Underground Utilities
Appliances Dishwasher,Disposal,Electric Range,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
HOA Fee 160
Garage Spaces 2
Patio/Porch Features Covered,Front Porch,Rear Porch,Screened
Construction Materials Vinyl
Year Built 2003
Levels Two
Property Subtype Single Family Residence
Parcel Number 219-263-24
Community Features Cabana,Outdoor Pool,Playground,Sidewalks,Street Lights,Walking Trails
Assoc Fee Paid Per Quarterly
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Hamilton Green
Garage Y/N Yes
Full Baths 2
High School Palisades
City Charlotte
Association Name Red Rock Management
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N No
Elementary School River Gate
Middle/Junior High School Southwest
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 418200
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Cable Prewire,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
Flooring Carpet,Laminate,Vinyl
Fireplace Features Family Room,Gas Log
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 2115
Half Baths 1
Laundry Features Utility Room,Lower Level
Total Bedrooms 4
Total Baths 3
SqFt Main 985
SqFt Garage 432
SqFt Upper 1130

Exterior Features

Fencing Back Yard,Fenced
Parking Features Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry
Lot Features Cul-De-Sac,Wooded
Water Source City
Lot Size Area 0.65
Foundation Details Slab
Road Surface Type Concrete,Paved
Door Features Sliding Doors,Storm Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School River Gate Elementary School
Middle School Southwest Middle School
High School Palisades High School

Price History

7/31/2026 Listed $440,000
8/21/2026 4% - $425,000

Property vs Zip Code Average in 28273

Price
AVG $480K
$430K
Year Built
AVG 2005
2003
Visits
AVG 225
109
Data Provided by Inside Real Estate®

13316 Emerald Branch Lane Charlotte, NC is a Single Family Home for sale at $425000 with 2115 sqft and a lot size of 0.65 Acres Acre(s). 13316 Emerald Branch Lane Charlotte has 4 bedrooms, 2 baths and was built in 2003. The property's zip code is 28273 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.