146 Duck Cove Road

Belmont, NC
$ 555,000 Beds 2 Baths 1 Sq 1,920 Virtual Tour
Monthly Estimate* How much can I afford?

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. All interior photos are digitally enhanced to remove seller's personal belongings so the photos are for illustrative purposes only, and buyer must verify room conditions. Portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

Single Family

  • Price
  • $ 555,000
  • City
  • Belmont
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • GASTON
  • Half Bathrooms
  • 0
  • Area
  • Gaston County
  • Lot Size
  • 1.32 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 1,920
  • Year Built
  • 1974
  • Style
  • MLS#
  • 4405510
Listed By: Lake Homes Realty LLC; 866-525-3466
Data Source: Canopy MLS

Features

General

Living Area 1920
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Appliances Electric Cooktop,Refrigerator
Construction Materials Vinyl
Year Built 1974
Levels Two
Property Subtype Single Family Residence
Parcel Number 190482
Waterfront Features Dock,Other - See Remarks
County Gaston
New Construction No
Property Type Residential
HOA No
Subdivision Name Lake Wylie
Garage Y/N No
Full Baths 1
Directions From New Hope Road,turn on to the new Lake Wylie Road road entrance with turnabout. There is a huge sign for the new Publix Grocery store. Continue straight through traffic circle and turn left on Du
High School South Point (NC)
City Belmont
Body of Water LAKE WYLIE
Senior Community Y/N No
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Yes
Elementary School New Hope
Middle/Junior High School Cramerton
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 492990

Interior Features

Basement Exterior Entry,Walk-Out Access
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1304
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 616
Total Baths 1
SqFt Main 1304
Bedroom 2

Exterior Features

Exterior Amenities Storage
Parking Features Detached Carport
Lot Features Waterfront
Water Source Well
Lot Size Area 1.32
Foundation Details Basement
Road Surface Type Asphalt,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School New Hope Elementary School
Middle School Cramerton Middle School
High School South Point (NC) High School

Price History

7/23/2026 Listed $555,000

Property vs Zip Code Average in 28012

Price
AVG $650K
$560K
Year Built
AVG 2001
1974
Visits
AVG 195
116
Data Provided by Inside Real Estate®

146 Duck Cove Road Belmont, NC is a Single Family Home for sale at $555000 with 1920 sqft and a lot size of 1.32 Acres Acre(s). 146 Duck Cove Road Belmont has 2 bedrooms, 1 baths and was built in 1974. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.