802 White Oaks Circle

Monroe, NC
$ 467,900 Beds 3 Baths 2.5 Sq 2,200
Monthly Estimate* How much can I afford?

Seller is offering up to $7,000 toward buyer closing costs OR a rate buydown (permanent or 2-1). Buyer may choose the option that best fits their loan. Premium home warranty is also included for added peace of mind. A warm, welcoming family home on a spacious, level .58-acre lot — with no HOA and county taxes only. This custom-built property offers the quality, privacy, and long-term comfort that today’s new subdivisions simply can’t match. Thoughtfully maintained and filled with practical updates, this home provides room to grow, space to play, and the freedom to enjoy your property without restrictions. Step inside to a bright, comfortable layout featuring newer flooring throughout most of the first floor and fresh paint in the secondary bedrooms. The kitchen is ready for everyday cooking and family gatherings, complete with granite countertops and a brand-new electric stove. A dedicated office on the main floor provides a quiet space for remote work, homework, or hobbies, and the home also includes a large bonus room that serves as a flexible area perfect for a playroom, media room, home gym, or additional living space. Upstairs, the primary bedroom includes newer flooring and a peaceful retreat from the main living areas. Outside is where this home truly shines. The level, partially fenced .58-acre lot offers privacy, mature trees, and a beautiful backdrop of woods behind the home — perfect for families who love nature, pets who need space, or anyone who enjoys quiet evenings outdoors. Spend summer days in the one-year-old above-ground pool, gather around the firepit, and enjoy the freedom to personalize your yard without HOA limitations. The property also includes full RV hookups with both 30-amp and 50-amp service, plus sewer — a rare and valuable feature for RV owners or visiting family. The oversized 2.5-car garage provides generous storage space for vehicles, tools, hobbies, or outdoor equipment, and fiber-optic internet is already installed, making remote work and streaming effortless. Built with care and meant to last, this home stands apart from the mass-produced builds nearby. While new subdivisions may offer incentives, they can’t match the long-term value of a custom home on a large, level lot with lower monthly costs thanks to county taxes only and no HOA fees. This is a home designed for comfort, stability, and everyday living — a place your family can truly settle into. If you’re looking for a home with character, space, and lasting quality, this welcoming Monroe property is ready for you.

Single Family

  • Price
  • $ 467,900
  • City
  • Monroe
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • UNION
  • Half Bathrooms
  • 1
  • Area
  • Union County
  • Lot Size
  • 0.58 Acres
  • Zip
  • 28112
  • Sqr Footage
  • 2,200
  • Year Built
  • 2015
  • Style
  • Traditional
  • MLS#
  • 4404556
Listed By: ProStead Realty; jenniegriffin497@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 2200
Sewer Septic Installed
Heating Central,Forced Air,Natural Gas
Cooling Central Air,Gas
Utilities Cable Available,Cable Connected,Natural Gas
Roof Architectural Shingle
Appliances Dishwasher,Gas Water Heater,Microwave,Refrigerator
Zoning AF8
Garage Spaces 2
Patio/Porch Features Patio,Porch
Architectural Style Traditional
Pool Features Above Ground
Security Features Security System
Construction Materials Stone Veneer,Vinyl
Year Built 2015
Levels Two
Property Subtype Single Family Residence
Parcel Number 09-354-041
County Union
New Construction No
Property Type Residential
HOA No
Subdivision Name White Oak
Garage Y/N Yes
Full Baths 2
High School Monroe
City Monroe
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Walter Bickett
Middle/Junior High School Monroe
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 470800
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Kitchen Island,Open Floorplan,Walk-In Pantry
Flooring Carpet,Linoleum,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2200
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 3
SqFt Main 944
SqFt Garage 527
SqFt Upper 1256

Exterior Features

Exterior Amenities Fire Pit
Fencing Partial
Parking Features Driveway,Attached Garage,Garage Faces Side
Water Source County Water
Lot Size Area 0.58
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Walter Bickett Elementary School
Middle School Monroe Middle School
High School Monroe High School

Price History

7/17/2026 Listed $489,900
8/29/2026 2% - $484,900
9/3/2026 2% - $479,000
9/13/2026 3% - $467,900

Property vs Zip Code Average in 28112

Price
AVG $520K
$470K
Year Built
AVG 2003
2015
Visits
AVG 160
133
Data Provided by Inside Real Estate®

802 White Oaks Circle Monroe, NC is a Single Family Home for sale at $467900 with 2200 sqft and a lot size of 0.58 Acres Acre(s). 802 White Oaks Circle Monroe has 3 bedrooms, 2 baths and was built in 2015. The property's zip code is 28112 which is in Monroe, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.