146 Major Fergusons Hill

Rutherfordton, NC
$ 695,000 Beds 5 Baths 5 Sq 3,680
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated 5-bedroom, 5-bath home situated on ~1.9 landscaped acres in the established Gilbertown community just outside Rutherfordton! Designed with space and versatility in mind, this move-in-ready home features generous living areas, stylish updates, and an ideal layout for multi-generational living or entertaining. Enjoy nearly 500 square feet of covered and uncovered decking overlooking the fully fenced backyard—perfect for pets, play, or relaxing outdoors. A detached two-stall garage provides additional parking, storage, or hobby space. The fully finished walkout basement adds exceptional flexibility with additional rooms, a full bath, plus a large storage/workshop area, making this home as functional as it is spacious. Minutes from restaurants, shopping, healthcare, and only an hour away from Asheville, Charlotte and Greenville, this property offers the peace and comfort of high end country living with everyday convenience.

Single Family

  • Price
  • $ 695,000
  • City
  • Rutherfordton
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 0
  • Area
  • Rutherford County
  • Lot Size
  • 1.87 Acres
  • Zip
  • 28139
  • Sqr Footage
  • 3,680
  • Year Built
  • 2000
  • Style
  • MLS#
  • 4403132
Listed By: Mellnik Real Estate Services; davelong2264@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 3680
Sewer Septic Installed
Heating Central,Electric,Forced Air,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric,Heat Pump
Utilities Cable Available,Electricity Connected,Satellite Internet Available,Underground Utilities,Wired Internet Available
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Exhaust Fan,Exhaust Hood,Filtration System,Gas Cooktop,Ice Maker,Microwave,Oven,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven
Garage Spaces 2
Patio/Porch Features Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Screened,Side Porch,Wrap Around
Security Features Carbon Monoxide Detector(s),Security System,Smoke Detector(s)
Construction Materials Hardboard Siding,Stone,Vinyl
Exclusions Front Porch Swing,Mirror in Hallway
Year Built 2000
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 1628933,1628961
Accessibility Two or More Access Exits,Entry Slope less than 1 foot,Exterior Curb Cuts,Kitchen 60 Inch Turning Radius,Zero-Grade Entry
County Rutherford
New Construction No
Property Type Residential
HOA No
Subdivision Name Gilbertown
Garage Y/N Yes
Other Structures Outbuilding,Workshop
Full Baths 5
Directions From HWY 74 take the Rutherfordton exit,turn right on onto 221N,go through Rutherfordton past RS Central HS,turn right onto Broyhill Rd,then left into Gilbertown subdivision,go to end of road,turn le
High School Unspecified
City Rutherfordton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions Manufactured Home Not Allowed
Tax Assessed Value 620400
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Built-in Features,Cable Prewire,Entrance Foyer,Kitchen Island,Open Floorplan,Split Bedroom,Walk-In Closet(s)
Basement Basement Shop,Finished,Full,Interior Entry,Storage Space,Sump Pump,Walk-Out Access
Flooring Concrete,Tile,Wood
Fireplace Features Family Room,Fire Pit,Gas,Gas Log,Great Room,Living Room,Propane
Basement (Y/N) Yes
Window Features Insulated Window(s),Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 3680
Laundry Features Electric Dryer Hookup,Utility Room,Inside,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 5
Total Baths 5
SqFt Main 2060
SqFt Garage 635
SqFt Upper 1620
Bedroom 3

Exterior Features

Exterior Amenities Fence,Fire Pit
Fencing Back Yard,Chain Link,Fenced
Parking Features Driveway,Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Front,Garage Shop,Parking Garage,Parking Space(s)
Lot Features Cleared,Cul-De-Sac,Open Lot,Rolling Slope,Wooded
Water Source City
Lot Size Area 1.87
Foundation Details Basement,Slab
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

7/13/2026 Listed $725,000
8/5/2026 4% - $699,900
9/8/2026 1% - $695,000

Property vs Zip Code Average in 28139

Price
AVG $530K
$700K
Year Built
AVG 1983
2000
Visits
AVG 188
44
Data Provided by Inside Real Estate®

146 Major Fergusons Hill Rutherfordton, NC is a Single Family Home for sale at $695000 with 3680 sqft and a lot size of 1.87 Acres Acre(s). 146 Major Fergusons Hill Rutherfordton has 5 bedrooms, 5 baths and was built in 2000. The property's zip code is 28139 which is in Rutherfordton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.