950 Main Street # 4

Chimney Rock, NC
$ 795,000 Beds 8 Baths 7.5 Sq 4,901
Monthly Estimate* How much can I afford?

A rare opportunity to own one of downtown Chimney Rock's premier vacation homes. Just steps from restaurants, shops, the Rocky Broad River, and Chimney Rock State Park, this expansive mountain retreat offers nearly 4,900 square feet with 8 bedrooms, 7 full baths, and 1 half bath—making it an exceptional primary residence, family retreat, or high-performing short-term rental. Designed for gathering, the heart of the home features soaring vaulted ceilings, exposed timber beams, rich hardwood floors, and multiple stone fireplaces that create a warm mountain-lodge atmosphere. The spacious open floor plan flows effortlessly from the oversized living room into the chef's kitchen, complete with granite countertops, an expansive island, abundant cabinetry, and generous dining space perfect for hosting large groups. Outside, wraparound covered porches invite you to relax with mountain views, morning coffee, or evenings by the outdoor stone fireplace. Multiple levels of living—including a finished walk-out basement and private guest suite with its own kitchen and living area—provide incredible flexibility for multi-generational living or maximizing rental income. With eight bedrooms, multiple gathering spaces, and an unbeatable walkable location in the heart of Chimney Rock Village, this property is perfectly positioned to continue as a sought-after vacation rental or become your own unforgettable mountain escape. Opportunities to own a home of this size, quality, and location are exceptionally rare.

Single Family

  • Price
  • $ 795,000
  • City
  • Chimney Rock
  • Bedrooms
  • 8
  • Full Bathrooms
  • 7
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 1
  • Area
  • Rutherford County
  • Lot Size
  • 0.02 Acres
  • Zip
  • 28720
  • Sqr Footage
  • 4,901
  • Year Built
  • 1987
  • Style
  • MLS#
  • 4399509
Listed By: Keller Williams Mtn Partners, LLC; realestate@myclarkteam.com
Data Source: Canopy MLS

Features

General

Living Area 4343
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air,Wall Unit(s)
Appliances Dishwasher,Dryer,Electric Cooktop,Exhaust Hood,Microwave,Wall Oven,Washer,Washer/Dryer
Patio/Porch Features Covered,Deck,Front Porch,Rear Porch,Side Porch,Wrap Around
Construction Materials Vinyl
Year Built 1987
View Mountain(s)
Levels Two
Unit Number 4
Property Subtype Single Family Residence
Parcel Number 1639206
County Rutherford
New Construction No
Property Type Residential
HOA No
Subdivision Name Mountain Village Chalets
Garage Y/N No
Other Structures Shed(s)
Full Baths 7
Directions Take US64 E to Chimney Rock Rd. Turn Left Behind the Esmeralda into Mountain Valley Chalets. #4 will be on the Right.
High School Lake Lure Classical Academy
City Chimney Rock
Senior Community Y/N No
Lot Size Units Acres
Carport Spaces 1
Carport Y/N Yes
Elementary School Lake Lure Classical Academy
Middle/Junior High School Lake Lure Classical Academy
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 625500
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Walk-In Closet(s)
Basement Finished,Walk-Out Access,Walk-Up Access
Flooring Carpet,Wood
Fireplace Features Family Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3109
Half Baths 1
Laundry Features In Basement,Laundry Closet,Laundry Room,Main Level
Total Bedrooms 8
Below Grade Finished Area 1234
Total Baths 8
SqFt Main 2090
SqFt Upper 1019
Bedroom 3

Exterior Features

Parking Features Detached Carport
Lot Features Level,Sloped,Wooded,Views
Water Source Community Well
Lot Size Area 0.02
Foundation Details Basement
Road Surface Type Asphalt,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lake Lure Classical Academy Elementary School
Middle School Lake Lure Classical Academy Middle School
High School Lake Lure Classical Academy High School

Price History

7/29/2026 Listed $950,000
8/11/2026 3% - $925,000
9/2/2026 4% - $895,000
9/26/2026 12% - $795,000

Property vs Zip Code Average in 28720

Price
AVG $730K
$800K
Year Built
AVG 1958
1987
Visits
AVG 138
60
Data Provided by Inside Real Estate®

950 Main Street # 4 Chimney Rock, NC is a Single Family Home for sale at $795000 with 4901 sqft and a lot size of 0.02 Acres Acre(s). 950 Main Street # 4 Chimney Rock has 8 bedrooms, 7 baths and was built in 1987. The property's zip code is 28720 which is in Chimney Rock, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.