435 Allen Mountain Lane

Spruce Pine, NC
$ 1,200,000 Beds 4 Baths 3.5 Sq 3,370
Monthly Estimate* How much can I afford?

YOU CAN BUY A HOUSE OR YOU CAN BUY A LIFESTYLE. Travel down Allen Mountain Lane and enter a setting that feels straight out of a storybook. As you pass the charming little waterfall, you'll know you've arrived somewhere special. Standing among 46 breathtaking acres filled with abundant wildlife, this stately mountain retreat offers the perfect blend of privacy, comfort, and natural beauty. Soaring ceilings and expansive windows invite the outdoors in, showcasing beautiful mountain views and flooding the home with natural light. The property boasts approximately one-half mile of frontage along the North Toe River, creating endless opportunities to swim, tube, fish, picnic, or simply relax by the water. Approximately 700+ acres of adjoining NC parkland. Hiking and outdoor adventure begin right outside your door. Enjoy spectacular sunrises and sunsets from the comfort of your living room or the expansive deck overlooking the surrounding landscape. The spacious living area and large kitchen are ideal for entertaining and gathering with family and friends. The main-level primary suite offers a peaceful retreat featuring an ensuite bath with a soaking tub, bidet, and generous walk-in closet. Also on the main level are the laundry room, a large bonus room, half bath, and excellent storage space. Upstairs, you'll find an open loft or lounge area, a full bath, and three additional bedrooms, providing ample space for family and guests. The lower level features a fully appointed guest apartment with private access, perfect for visitors, extended family, or potential rental opportunities. Despite its exceptional privacy, the property offers the comfort of nearby neighbors and is located just minutes from downtown Spruce Pine.Additional features include: Large two-car garage with new garage doors New roof installed in 2026 Extensive deck improvements completed in 2026 New stainless chimney cap New upstairs HVAC system installed in 2026 Whole-house generator for peace of mind during power outages Experience mountain living at its finest and schedule your private tour today.

Single Family

  • Price
  • $ 1,200,000
  • City
  • Spruce Pine
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • AVERY
  • Half Bathrooms
  • 1
  • Area
  • Avery County
  • Lot Size
  • 46 Acres
  • Zip
  • 28777
  • Sqr Footage
  • 3,370
  • Year Built
  • 1997
  • Style
  • MLS#
  • 4398240
Listed By: Howard Hanna Beverly-Hanks Burnville; bobbie.mcmahan@allentate.com
Data Source: Canopy MLS

Features

General

Living Area 3370
Sewer Septic Installed
Heating Heat Pump,Propane
Cooling Heat Pump
Appliances Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer
HOA Fee 600
Garage Spaces 2
Patio/Porch Features Awning(s),Deck
Construction Materials Stone,Vinyl
Year Built 1997
View Mountain(s)
Levels Two
Property Subtype Single Family Residence
Parcel Number 1802-30-7973
Assoc Fee Paid Per Annually
County Avery
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Green Valley Ridge
Garage Y/N Yes
Full Baths 3
Directions GPS WILL LOCATE from Spruce Pine travel towards Avery county to Hanging Rock Road on the left. Drive until you see Allen Mountain Lane on the right and the to the driveway on the left
High School Unspecified
City Spruce Pine
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 960200
Listing Terms Cash,Conventional

Interior Features

Basement Apartment,Basement Garage Door,Daylight,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access
Fireplace Features Propane
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2823
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 547
Total Baths 4
SqFt Main 1829
SqFt Upper 994
Bedroom 1

Exterior Features

Exterior Amenities Elevator
Parking Features Driveway,Attached Garage,Garage Faces Side,Keypad Entry
Water Source Well
Lot Size Area 46
Foundation Details Basement,Stone
Road Surface Type Gravel
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

6/27/2026 Listed $1,300,000
9/7/2026 8% - $1,200,000

Property vs Zip Code Average in 28777

Price
AVG $520K
$1.2M
Year Built
AVG 1975
1997
Visits
AVG 143
81
Data Provided by Inside Real Estate®

435 Allen Mountain Lane Spruce Pine, NC is a Single Family Home for sale at $1200000 with 3370 sqft and a lot size of 46 Acres Acre(s). 435 Allen Mountain Lane Spruce Pine has 4 bedrooms, 3 baths and was built in 1997. The property's zip code is 28777 which is in Spruce Pine, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.