580 Whetstone Gap Road

Lake Toxaway, NC
$ 495,000 Beds 3 Baths 3 Sq 1,690 Virtual Tour
Monthly Estimate* How much can I afford?

Step inside this one-level mountain retreat, waiting for you next to Gorges State Park, then hike out your backdoor and quickly access the park’s trail system! You’ll love the mature rhododendron and mountain laurel that surround this home, as well as the elevated fire pit area and spacious back deck. Cozy up to the stone fireplace under the living room’s vaulted ceiling with wooden beam accents. Enjoy evening cocktails on the back deck as you unwind and relax. Perfect vacation or investment property, as it is being sold turnkey and currently has a tenant in place through the end of November. The main house hosts a welcoming foyer as well as an open floor plan between living, dining, and kitchen. Down the hall, you’ll find a spacious primary bedroom with an ensuite bath, plus two more bedrooms that share a Jack-and-Jill full bath. In 2024 the garage was partially finished, adding a studio, a full bath, and a kitchenette. (No permits were pulled for this work, so this is not counted in the total HLA.) Thoughtful updates have been made adding style and modernization through wall accents, paint, fixtures, and design. The entry road is private and there is a shared road agreement in place. An easy 14-mile drive from both downtown Brevard and downtown Cashiers. New HVAC in 2024; baseboard heat and plug-in AC units for the bonus space.

Single Family

  • Price
  • $ 495,000
  • City
  • Lake Toxaway
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • TRANSYLVANIA
  • Half Bathrooms
  • 0
  • Area
  • Transylvania County
  • Lot Size
  • 0.39 Acres
  • Zip
  • 28747
  • Sqr Footage
  • 1,690
  • Year Built
  • 1968
  • Style
  • MLS#
  • 4394791
Listed By: Mosaic Community Lifestyle Realty; steph@mymosaicrealty.com
Data Source: Canopy MLS

Features

General

Living Area 1690
Sewer Septic Installed
Heating Baseboard,Heat Pump
Cooling Central Air,Heat Pump
Utilities Cable Connected,Electricity Connected
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Filtration System,Microwave,Refrigerator,Washer,Washer/Dryer
HOA Fee 325
Garage Spaces 1
Patio/Porch Features Covered,Deck,Front Porch,Rear Porch
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Wood,Other - See Remarks
Year Built 1968
View Mountain(s),Winter
Levels One
Property Subtype Single Family Residence
Parcel Number 8522705400000
Elevation 2500
Waterfront Features None
Community Features Other
Assoc Fee Paid Per Annually
County Transylvania
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Whetstone Gap
Garage Y/N Yes
Other Structures Shed(s)
Full Baths 3
Directions Take 64-W out of downtown Brevard for approximately 14 miles,left on Whetstone Gap Road. #580 will be on your right after approximately 0.5 miles.
High School Rosman
City Lake Toxaway
Association Name Don Fraser
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Henderson
Middle/Junior High School Rosman
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 457170
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Other,Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Open Floorplan,Storage,Walk-In Closet(s)
Flooring Carpet,Vinyl,Wood
Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1690
Laundry Features In Hall,Inside,Main Level
Total Bedrooms 3
Total Baths 3
SqFt Main 1690
SqFt Garage 150
Bedroom 3

Exterior Features

Exterior Amenities Fire Pit,Other - See Remarks
Parking Features Circular Driveway,Driveway
Lot Features Adjoins Forest,Wooded
Water Source Well
Lot Size Area 0.39
Foundation Details Crawl Space
Road Surface Type Gravel
Other Equipment Generator Hookup
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Henderson Elementary School
Middle School Rosman Middle School
High School Rosman High School

Price History

7/23/2026 Listed $495,000

Property vs Zip Code Average in 28747

Price
AVG $2.8M
$500K
Year Built
AVG 1995
1968
Visits
AVG 249
20
Data Provided by Inside Real Estate®

580 Whetstone Gap Road Lake Toxaway, NC is a Single Family Home for sale at $495000 with 1690 sqft and a lot size of 0.39 Acres Acre(s). 580 Whetstone Gap Road Lake Toxaway has 3 bedrooms, 3 baths and was built in 1968. The property's zip code is 28747 which is in Lake Toxaway, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.