45 Ginger Lane

Waynesville, NC
$ 444,900 Beds 2 Baths 2 Sq 1,587 Virtual Tour
Monthly Estimate* How much can I afford?

Back on the market with improvements! Welcome to 45 Ginger Lane, a well-maintained mountain cabin offering comfort, flexibility, and a peaceful Smoky Mountain setting. This 2-bedroom, 2-bath home also features a spacious loft currently used as a third sleeping area, providing extra room for guests or larger groups. Outdoor spaces are set up for easy enjoyment, with a covered front porch, a fenced yard, and a dedicated firepit area. The back deck offers plenty of space for gatherings or relaxing in the fresh mountain air. Recent exterior updates include a newly constructed retaining wall behind the home as well as rechinking and sealing of the wood siding, helping preserve both structure and appearance. Inside, the home features an inviting living area with updated lighting, ceiling fans, and a fireplace that anchors the space. A large bonus room adds flexibility for a game room, media space, or additional sleeping options. The finished garage expands usable space year-round, complete with insulation, a mini-split system, and durable concrete flooring—ideal for a workshop, studio, or additional hangout area. The gravel driveway has been recently improved for better access, and furnishings are available for purchase if desired, making this a strong option for a move-in-ready setup. Whether you’re searching for a weekend getaway or a full-time mountain home, 45 Ginger Lane offers a practical layout, recent updates, and a quiet setting to enjoy.

Single Family

  • Price
  • $ 444,900
  • City
  • Waynesville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • HAYWOOD
  • Half Bathrooms
  • 0
  • Area
  • Haywood County
  • Lot Size
  • 0.95 Acres
  • Zip
  • 28785
  • Sqr Footage
  • 1,587
  • Year Built
  • 2004
  • Style
  • Cabin
  • MLS#
  • 4392741
Listed By: Keller Williams Biltmore Village; Steven@AshevillesDreamTeam.com
Data Source: Canopy MLS

Features

General

Living Area 1587
Sewer Septic Installed
Heating Heat Pump
Cooling Ceiling Fan(s),Central Air
Roof Architectural Shingle
Appliances Dishwasher,Double Oven,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer,Washer/Dryer
HOA Fee 200
Garage Spaces 1
Architectural Style Cabin
Construction Materials Wood
Year Built 2004
Levels Two
Property Subtype Single Family Residence
Parcel Number 8628-29-7756
Assoc Fee Paid Per Quarterly
County Haywood
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Laurel Woods
Garage Y/N Yes
Full Baths 2
High School Tuscola
City Waynesville
Association Name Laurel Woods Subdivison- Joe Chmara
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Riverbend
Middle/Junior High School Waynesville
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Deed
Tax Assessed Value 261700

Interior Features

Interior Amenities Breakfast Bar
Flooring Tile,Wood
Fireplace Features Family Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1587
Laundry Features Mud Room
Total Bedrooms 2
Total Baths 2
SqFt Main 960
SqFt Upper 627
Bedroom 1

Exterior Features

Exterior Amenities Fire Pit,Hot Tub
Fencing Back Yard,Wood
Parking Features Driveway,Attached Garage
Lot Features Private,Sloped,Wooded
Water Source Shared Well
Lot Size Area 0.95
Foundation Details Crawl Space
Road Surface Type Gravel
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Riverbend Elementary School
Middle School Waynesville Middle School
High School Tuscola High School

Price History

6/12/2026 Listed $459,000
8/28/2026 4% - $444,900

Property vs Zip Code Average in 28785

Price
AVG $630K
$440K
Year Built
AVG 1998
2004
Visits
AVG 234
414
Data Provided by Inside Real Estate®

45 Ginger Lane Waynesville, NC is a Single Family Home for sale at $444900 with 1587 sqft and a lot size of 0.95 Acres Acre(s). 45 Ginger Lane Waynesville has 2 bedrooms, 2 baths and was built in 2004. The property's zip code is 28785 which is in Waynesville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.