16033 Fieldstone Trace

Charlotte, NC
$ 520,000 Beds 4 Baths 2.5 Sq 3,106 Virtual Tour
Monthly Estimate* How much can I afford?

***Now Offering a Lender Credit!*** Welcome home to this stunning, like-new residence in the highly sought-after Ridgewater community of Southwest Charlotte. Thoughtfully designed with both style and functionality in mind, this two-story home features recessed lighting, elegant molding, cased doorways, and a fully fenced private backyard—perfect for pets, entertaining, gardening, or simply unwinding after a long day. The beautifully appointed kitchen is the heart of the home, showcasing abundant 42-inch cabinetry with decorative trim, a massive center island, stainless steel appliances, modern pendant lighting, a spacious walk-in pantry, and a dedicated coffee bar. The open-concept design flows seamlessly into the breakfast area and inviting family room, creating the perfect space for everyday living and hosting family and friends. Conveniently located on the main level, the luxurious owner's suite serves as a private retreat with expansive windows that fill the room with natural light. The spa-inspired ensuite features dual vanities, a frameless glass shower, abundant cabinet storage, and generous walk-in closets. Upstairs, you'll find three additional spacious bedrooms, a full bathroom, ample storage, and a versatile loft that can easily serve as a home office, media room, fitness space, or playroom. Additional highlights include a custom built-in drop zone, a dedicated laundry room, and a two-car garage. Location truly sets this home apart. Nestled in the heart of Southwest Charlotte, you'll enjoy quick access to Lake Wylie, The Palisades, Rivergate Shopping Center, McDowell Nature Preserve, and countless shopping, dining, and outdoor recreation options. Commuting is effortless with nearby I-485, Charlotte Douglas International Airport, Uptown Charlotte, Carowinds, and the rapidly growing Steele Creek corridor just minutes away. Why settle for just a home when you can enjoy resort-style amenities? Ridgewater offers residents a community pool and playground, giving you the perfect place to relax, stay active, and connect with neighbors. The only thing this incredible home is missing is you!

Single Family

  • Price
  • $ 520,000
  • City
  • Charlotte
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.14 Acres
  • Zip
  • 28278
  • Sqr Footage
  • 3,106
  • Year Built
  • 2020
  • Style
  • MLS#
  • 4389592
Listed By: The Finer Homes Group; Rob@Thefinerhomesgroup.com
Data Source: Canopy MLS

Features

General

Living Area 3106
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central Air
Appliances Dishwasher,Disposal,Exhaust Fan,Exhaust Hood,Gas Cooktop,Microwave,Oven,Refrigerator
HOA Fee 240
Garage Spaces 2
Construction Materials Vinyl
Year Built 2020
Levels Two
Property Subtype Single Family Residence
Parcel Number 217-147-06
Assoc Fee Paid Per Quarterly
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Ridgewater
Garage Y/N Yes
Full Baths 2
Directions Use GPS
High School Unspecified
City Charlotte
Association Name Ridgewater HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 493200

Interior Features

Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 3106
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Total Baths 3
SqFt Main 3106
Bedroom 1

Exterior Features

Fencing Fenced
Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.14
Foundation Details Slab
Road Surface Type Asphalt,Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

6/9/2026 Listed $534,750
6/22/2026 2% - $524,999
7/20/2026 1% - $524,500
8/10/2026 1% - $520,000

Property vs Zip Code Average in 28278

Price
AVG $970K
$520K
Year Built
AVG 2013
2020
Visits
AVG 240
440
Data Provided by Inside Real Estate®

16033 Fieldstone Trace Charlotte, NC is a Single Family Home for sale at $520000 with 3106 sqft and a lot size of 0.14 Acres Acre(s). 16033 Fieldstone Trace Charlotte has 4 bedrooms, 2 baths and was built in 2020. The property's zip code is 28278 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.