561 Harbor Ridge Drive

Tuckasegee, NC
$ 1,189,000 Beds 3 Baths 2.5 Sq 1,805 Virtual Tour
Monthly Estimate* How much can I afford?

SELLER OFFERS TO PAY the $40,000 one time non-equity buy in cost. Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

Single Family

  • Price
  • $ 1,189,000
  • City
  • Tuckasegee
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • JACKSON
  • Half Bathrooms
  • 1
  • Area
  • Jackson County
  • Lot Size
  • 0.11 Acres
  • Zip
  • 28783
  • Sqr Footage
  • 1,805
  • Year Built
  • 2016
  • Style
  • Arts and Crafts,Post and Beam
  • MLS#
  • 4388299
Listed By: BLR Realty LLC; johnlefner@bearlakereserve.com
Data Source: Canopy MLS

Features

General

Living Area 1805
Sewer Private Sewer
Heating Heat Pump
Cooling Central Air,Heat Pump
Utilities Electricity Connected,Satellite Internet Available,Underground Power Lines,Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood,Refrigerator with Ice Maker,Washer/Dryer
Development Status Completed
Zoning R-1
HOA Fee 1138
Patio/Porch Features Covered,Deck,Front Porch,Side Porch
Architectural Style Arts and Crafts,Post and Beam
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Cedar Shake,Rough Sawn,Wood
Pets Allowed Yes
Year Built 2016
View Long Range,Mountain(s),Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 7596-04-0246
Elevation 2500
Waterfront Features Beach - Public,Boat Slip – Community
Community Features Clubhouse,Fitness Center,Gated,Golf,Hot Tub,Lake Access,Outdoor Pool,Picnic Area,Pond,Putting Green,Sidewalks,Tennis Court(s),Walking Trails
Accessibility Two or More Access Exits
Assoc Fee Paid Per Monthly
County Jackson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Bear Lake Reserve
Garage Y/N No
Full Baths 2
High School Smoky Mountain
City Tuckasegee
Body of Water Bear Creek Lake
Association Name Bear Lake Reserve
Senior Community Y/N No
Open Parking Spaces 2
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Yes
Elementary School Cullowhee Valley
Middle/Junior High School Cullowhee Valley
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Subdivision
Tax Assessed Value 1020543
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Basement Walk-Out Access
Flooring Hardwood
Fireplace Features Living Room
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1805
Half Baths 1
Laundry Features Electric Dryer Hookup,Mud Room,Main Level
Total Bedrooms 3
Entry Level 1
Total Baths 3
SqFt Main 950
SqFt Lower 855
Bedroom 1

Exterior Features

Parking Features Driveway
Lot Features Wooded,Views,Waterfront
Water Source Community Well
Lot Size Area 0.11
Foundation Details Basement,Slab
Road Surface Type Brick,Stone,Paved
Door Features French Doors,Insulated Door(s),Screen Door(s),Sliding Doors
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cullowhee Valley Elementary School
Middle School Cullowhee Valley Middle School
High School Smoky Mountain High School

Price History

6/15/2026 Listed $1,189,000

Property vs Zip Code Average in 28783

Price
AVG $880K
$1.19M
Year Built
AVG 2007
2016
Visits
AVG 278
216
Data Provided by Inside Real Estate®

561 Harbor Ridge Drive Tuckasegee, NC is a Single Family Home for sale at $1189000 with 1805 sqft and a lot size of 0.11 Acres Acre(s). 561 Harbor Ridge Drive Tuckasegee has 3 bedrooms, 2 baths and was built in 2016. The property's zip code is 28783 which is in Tuckasegee, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.