4190 Millstream Road

Denver, NC
$ 445,000 Beds 3 Baths 2 Sq 1,923
Monthly Estimate* How much can I afford?

Ceilings that soar create an incredible sense of space, making this home feel even larger than the square footage suggests! Step inside to an airy, open-concept floor plan designed for comfortable everyday living and easy entertaining. Durable RevWood flooring flows throughout the main living areas, while a cozy gas fireplace anchors the inviting living room.The kitchen is truly the heart of the home, featuring granite countertops, stainless steel appliances, a large center island, double oven, gas range and breakfast area—all open to the main living space so you’re never separated from the conversation.Thoughtful functionality continues with a dedicated laundry/mudroom complete with a utility sink, two-car garage, tankless water heater and smart-home features. Step outside to enjoy the covered patio overlooking a flat, fenced backyard—perfect for entertaining, pets, play or simply relaxing at the end of the day.Located in Denver’s Wildbrook community, this home offers peaceful Lake Norman-area living while remaining convenient to Beatty’s Ford Waterfront Park, Birkdale Village, Charlotte, Huntersville, Mooresville, Cornelius, Lincolnton, Hickory and CLT Douglas Airport.

Single Family

  • Price
  • $ 445,000
  • City
  • Denver
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • LINCOLN
  • Half Bathrooms
  • 0
  • Area
  • Lincoln County
  • Lot Size
  • 0.16 Acres
  • Zip
  • 28037
  • Sqr Footage
  • 1,923
  • Year Built
  • 2023
  • Style
  • Ranch
  • MLS#
  • 4388241
Listed By: Keller Williams Ballantyne Area; jay@jaywhitegroup.com
Data Source: Canopy MLS

Features

General

Living Area 1923
Sewer County Sewer
Heating Central
Cooling Central Air,Electric
Utilities Electricity Connected,Fiber Optics,Natural Gas,Satellite Internet Available
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Double Oven,Gas Oven,Gas Range,Microwave,Tankless Water Heater
HOA Fee 620
Garage Spaces 2
Patio/Porch Features Covered,Patio,Rear Porch
Architectural Style Ranch
Security Features Carbon Monoxide Detector(s),Security System,Smoke Detector(s)
Construction Materials Hardboard Siding,Shingle/Shake,Stone Veneer
Exclusions Ring camera and baby monitor camera
Year Built 2023
Levels One
Property Subtype Single Family Residence
Parcel Number 106142
Community Features Playground
Assoc Fee Paid Per Annually
County Lincoln
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Wildbrook
Garage Y/N Yes
Full Baths 2
Directions Showing service Brookshire Blvd NC-16 towards Newton. Right on Optimist Club Rd. Towards end of Optimist Club Rd. Take right onto Rufus Rd.Neighborhood will be on the right towards the end of Ruf
High School East Lincoln
City Denver
Association Name Association Management Solutions
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School East Lincoln
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions No Representation
Tax Assessed Value 378294
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Carpet,Laminate,Tile
Fireplace Features Gas,Living Room
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1923
Laundry Features Electric Dryer Hookup,Mud Room,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 3
Total Baths 2
SqFt Main 1923
Bedroom 3

Exterior Features

Fencing Back Yard,Fenced
Parking Features Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Level
Water Source County Water
Lot Size Area 0.16
Foundation Details Slab
Road Surface Type Concrete,Paved
Door Features Insulated Door(s),Sliding Doors
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School East Lincoln Middle School
High School East Lincoln High School

Price History

6/10/2026 Listed $455,000
7/9/2026 2% - $449,900
8/24/2026 2% - $445,000

Property vs Zip Code Average in 28037

Price
AVG $1.03M
$450K
Year Built
AVG 2012
2023
Visits
AVG 249
447
Data Provided by Inside Real Estate®

4190 Millstream Road Denver, NC is a Single Family Home for sale at $445000 with 1923 sqft and a lot size of 0.16 Acres Acre(s). 4190 Millstream Road Denver has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 28037 which is in Denver, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.