1971 Swiss Pine Lake Drive

Spruce Pine, NC
$ 1,175,000 Beds 2 Baths 3 Sq 1,874 Virtual Tour
Monthly Estimate* How much can I afford?

SIGNIFICANT PRICE IMPROVEMENT-DON'T MISS THIS OPPORTUNITY! Steeped in local history, the Swiss Pine Lake community was established in 1959 when the Geruso family purchased approximately 500 acres. They then developed the lake, water system, and surrounding infrastructure that continue to serve this sought-after mountain community today. Originally constructed as a hunting lodge, this remarkable property was later remodeled by the Geruso family into their private residence, preserving its historic character and significance. Built from rare old-growth American Chestnut, the lodge showcases exceptional craftsmanship, warmth, and architectural details seldom found today. The dramatic main living area features vaulted ceilings with skylights, exposed log and chinking walls, and an impressive floor-to-ceiling stone fireplace that anchors the space with rustic elegance. Original doors and windows preserve the home’s authentic character, while the front porch overlooks the lake, beach, recreation area, and Geruso Pavilion. Upper-level bonus rooms provide additional accommodations, and the basement offers a laundry area, flexible storage and future possibilities. Surrounded by the natural beauty of Western North Carolina, the property includes hiking trails, a waterfall, peaceful wooded surroundings, and approximately 46 acres with potential for additional homesites. This unique offering presents endless possibilities as a private mountain retreat, family gathering place, or investment opportunity. Located within the established Swiss Pine Lake community, the property benefits from well-maintained roads, established covenants and restrictions, and thoughtful community guidelines that help preserve the harmony, beauty, and long-term appeal of this scenic mountain setting known for its beautiful hillside homes. Nestled in the heart of the Blue Ridge Mountains, Mitchell County offers the natural beauty and small-town charm Western North Carolina is known for. Home to scenic mountain vistas, rushing rivers, and endless outdoor recreation, the area is ideal for hiking, fishing, camping, and exploring nearby attractions including the Blue Ridge Parkway, Roan Mountain, the North Toe River, and Pisgah National Forest. Enjoy four distinct seasons with cool mountain summers and vibrant fall foliage. Rich in Appalachian heritage, Mitchell County is known for its welcoming communities, thriving arts and crafts scene, and unique mining history centered around Spruce Pine’s world-renowned quartz deposits. Residents and visitors appreciate the relaxed rural lifestyle, local galleries, festivals, and easy access to nearby destinations including Asheville, Boone, and Johnson City. Whether seeking a full-time residence, mountain retreat, or investment opportunity, Mitchell County offers a timeless mountain setting with lasting appeal.

Single Family

  • Price
  • $ 1,175,000
  • City
  • Spruce Pine
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • MITCHELL
  • Half Bathrooms
  • 0
  • Area
  • Mitchell County
  • Lot Size
  • 47.56 Acres
  • Zip
  • 28777
  • Sqr Footage
  • 1,874
  • Year Built
  • 1926
  • Style
  • Rustic
  • MLS#
  • 4385692
Listed By: RE/MAX Living; 828-559-2121
Data Source: Canopy MLS

Features

General

Living Area 1874
Sewer Septic Installed
Heating Floor Furnace,Oil
Cooling None
Utilities Electricity Connected
Roof Other - See Remarks
Appliances Dishwasher,Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer,Washer/Dryer
HOA Fee 800
Patio/Porch Features Front Porch
Architectural Style Rustic
Construction Materials Wood
Year Built 1926
View Mountain(s),Water
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 0789-04-83-0698
Elevation 2500
Waterfront Features Beach - Public
Community Features Lake Access,Picnic Area,Recreation Area,Walking Trails
Accessibility Two or More Access Exits
Additional Parcels Description 0789-04-73-2298,0789-04-63-8489
Assoc Fee Paid Per Annually
County Mitchell
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Swiss Pine Lake
Garage Y/N No
Other Structures None
Full Baths 3
Directions GPS friendly location.
High School Mitchell
City Spruce Pine
Association Name Swiss Pine Lake Comm Assoc
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N Yes
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Manufactured Home Not Allowed,Square Feet,Subdivision
Tax Assessed Value 818600
Listing Terms Cash,Other - See Remarks

Interior Features

Interior Amenities Split Bedroom,Storage
Basement Daylight,Exterior Entry,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Flooring Linoleum,Wood
Fireplace Features Living Room,Wood Burning,Other - See Remarks
Basement (Y/N) Yes
Window Features Skylight(s)
Fireplace Y/N Yes
Above Grade Finished Area 1874
Laundry Features In Basement
Total Bedrooms 2
Total Baths 3
SqFt Main 1874
Bedroom 2

Exterior Features

Parking Features Driveway
Lot Features Cleared,Hilly,Level,Private,Views,Wooded
Water Source Well
Lot Size Area 47.56
Foundation Details Basement
Road Surface Type Gravel,Paved
Other Parking Driveway
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road,Road Maintenance Agreement
Horse Amenities None
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Mitchell High School

Price History

5/28/2026 Listed $1,250,000
8/13/2026 6% - $1,175,000

Property vs Zip Code Average in 28777

Price
AVG $510K
$1.18M
Year Built
AVG 1975
1926
Visits
AVG 125
218
Data Provided by Inside Real Estate®

1971 Swiss Pine Lake Drive Spruce Pine, NC is a Single Family Home for sale at $1175000 with 1874 sqft and a lot size of 47.56 Acres Acre(s). 1971 Swiss Pine Lake Drive Spruce Pine has 2 bedrooms, 3 baths and was built in 1926. The property's zip code is 28777 which is in Spruce Pine, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.