5129 Watermead Lane

Belmont, NC
$ 1,050,000 Beds 5 Baths 3.5 Sq 4,347 Virtual Tour
Monthly Estimate* How much can I afford?

Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design, painted with "European Wash" Accent with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island. The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry. Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special. Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be! * Please note some images are digitally staged, there is no existing swimming pool.

Single Family

  • Price
  • $ 1,050,000
  • City
  • Belmont
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.5 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 4,347
  • Year Built
  • 2006
  • Style
  • MLS#
  • 4384748
Listed By: Century 21 Echelon; PineLakeNC@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 4347
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities Cable Available
Roof Architectural Shingle
Appliances Dishwasher,Double Oven,Dryer,Exhaust Fan,Exhaust Hood,Gas Cooktop,Microwave,Oven
Development Status Completed
HOA Fee 1180
Garage Spaces 3
Patio/Porch Features Covered,Front Porch,Rear Porch
Construction Materials Brick Full
Year Built 2006
Levels Two
Property Subtype Single Family Residence
Parcel Number 203908
Waterfront Features Beach - Public,Boat Slip – Community
Assoc Fee Paid Per Semi-Annually
County Gaston
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Reflection Pointe
Garage Y/N Yes
Full Baths 3
Directions From Charlotte : Get on I-277 N/NC-16 N from N College St Follow NC-16 N and I-85 S to NC-273 S in Mount Holly. Take exit 27 from I-85 S 13 min (12.4 mi) Continue on NC-273 S. Take S Point Rd to
High School South Point (NC)
City Belmont
Body of Water Lake Wylie
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 933590
Listing Terms Cash,Conventional

Interior Features

Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 4347
Half Baths 1
Laundry Features Laundry Room,Washer Hookup
Total Bedrooms 5
Total Baths 4
SqFt Main 2315
SqFt Upper 2032
Bedroom 1

Exterior Features

Parking Features Attached Garage
Lot Features Private,Wooded
Water Source City
Lot Size Area 0.5
Foundation Details Crawl Space
Lot Dimensions 126'x188'x117'x178'
Road Surface Type Concrete
Door Features French Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Belmont Central Elementary School
Middle School Belmont Middle School
High School South Point (NC) High School

Price History

6/8/2026 Listed $1,100,000
7/24/2026 3% - $1,075,000
9/25/2026 3% - $1,050,000

Property vs Zip Code Average in 28012

Price
AVG $650K
$1.05M
Year Built
AVG 2001
2006
Visits
AVG 195
342
Data Provided by Inside Real Estate®

5129 Watermead Lane Belmont, NC is a Single Family Home for sale at $1050000 with 4347 sqft and a lot size of 0.5 Acres Acre(s). 5129 Watermead Lane Belmont has 5 bedrooms, 3 baths and was built in 2006. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.