107 Howe Street

Belmont, NC
$ 417,400 Beds 3 Baths 2.5 Sq 1,600
Monthly Estimate* How much can I afford?

Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level features an open floor plan between the dining and living rooms, plus a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. New carpet installed upstairs! The primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. The seller will consider a rate buydown with an acceptable offer.

Single Family

  • Price
  • $ 417,400
  • City
  • Belmont
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.25 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 1,600
  • Year Built
  • 1999
  • Style
  • MLS#
  • 4382704
Listed By: Keller Williams Ballantyne Area; jmoll@kw.com
Data Source: Canopy MLS

Features

General

Living Area 1600
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Cable Connected,Electricity Connected,Natural Gas
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Range,Exhaust Fan,Gas Water Heater,Refrigerator with Ice Maker,Self Cleaning Oven
HOA Fee 190
Garage Spaces 2
Patio/Porch Features Deck,Patio
Security Features Carbon Monoxide Detector(s),Security System,Smoke Detector(s)
Construction Materials Vinyl
Exclusions Washer/dryer/tvs/corner cabinet living room
Year Built 1999
Levels Two
Property Subtype Single Family Residence
Parcel Number 126087
Assoc Fee Paid Per Annually
County Gaston
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Adams Bluff
Garage Y/N Yes
Other Structures Gazebo
Full Baths 2
Directions I-85 south to exit 27 (273). Left on 273 south to Church St. Left on Church Street to Howe St. Left on Howe St. Home is on the left side of the road.
High School South Point (NC)
City Belmont
Association Name Property Matters Realty
Senior Community Y/N No
Open Parking Spaces 2
Lot Size Units Acres
Carport Y/N No
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 346860
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Cable Prewire,Open Floorplan,Walk-In Closet(s)
Flooring Carpet,Laminate,Tile
Fireplace Features Gas,Gas Log,Gas Vented,Living Room
Basement (Y/N) No
Window Features Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 1600
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 3
Total Baths 3
SqFt Main 800
SqFt Garage 446
SqFt Upper 800

Exterior Features

Fencing Back Yard,Fenced
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Green Area,Level,Sloped
Water Source City
Lot Size Area 0.25
Foundation Details Slab
Lot Dimensions 62x126x104x130
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Belmont Central Elementary School
Middle School Belmont Middle School
High School South Point (NC) High School

Price History

5/18/2026 Listed $440,000
6/17/2026 2% - $434,900
7/8/2026 2% - $429,900
7/25/2026 2% - $424,900
8/28/2026 2% - $417,400

Property vs Zip Code Average in 28012

Price
AVG $650K
$420K
Year Built
AVG 2001
1999
Visits
AVG 195
445
Data Provided by Inside Real Estate®

107 Howe Street Belmont, NC is a Single Family Home for sale at $417400 with 1600 sqft and a lot size of 0.25 Acres Acre(s). 107 Howe Street Belmont has 3 bedrooms, 2 baths and was built in 1999. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.