21 Swift Stream Lane

Waynesville, NC
$ 425,000 Beds 3 Baths 2 Sq 1,680
Monthly Estimate* How much can I afford?

Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living—all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you’ll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable. The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living. Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you. Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you’re just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40.

Single Family

  • Price
  • $ 425,000
  • City
  • Waynesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HAYWOOD
  • Half Bathrooms
  • 0
  • Area
  • Haywood County
  • Lot Size
  • 0.83 Acres
  • Zip
  • 28785
  • Sqr Footage
  • 1,680
  • Year Built
  • 2023
  • Style
  • MLS#
  • 4380730
Listed By: RE/MAX Executive; jameyers1224@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1680
Sewer Private Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Fiber Optics,Satellite Internet Available,Wired Internet Available
Roof Architectural Shingle
Appliances Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
HOA Fee 400
Garage Spaces 2
Patio/Porch Features Awning(s),Covered,Rear Porch
Construction Materials Fiber Cement
Exclusions Hanging light in bedroom
Year Built 2023
View Mountain(s),Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 8609-88-5989
Elevation 2000
Waterfront Features None
Assoc Fee Paid Per Annually
County Haywood
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Waters Edge
Garage Y/N Yes
Other Structures Outbuilding,Shed(s)
Full Baths 2
Directions Hwy 276 N (Jonathan Creek) for approximately 5 miles,turn left onto Cove Creek Road. Go approximately 1/2 mile,turn right into Waters Edge subdivision,immediate right onto Swift Stream,home is at at
High School Tuscola
City Waynesville
Senior Community Y/N No
Open Parking Spaces 2
Lot Size Units Acres
Carport Y/N No
Elementary School Jonathan Valley
Middle/Junior High School Waynesville
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Off Frame Modular
Restrictions Short Term Rental Allowed,Square Feet,Subdivision
Tax Assessed Value 233000
Listing Terms Cash,Conventional,VA Loan

Interior Features

Interior Amenities Breakfast Bar,Kitchen Island,Open Floorplan,Split Bedroom
Flooring Vinyl
Fireplace Features Living Room,Wood Burning
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1680
Laundry Features Electric Dryer Hookup,Mud Room,Inside,Main Level,Sink,Washer Hookup
Total Bedrooms 3
Total Baths 2
SqFt Main 1680
Bedroom 3

Exterior Features

Parking Features Detached Garage
Lot Features Creek Front,Flood Fringe Area,Flood Plain/Bottom Land,Level,Private
Water Source Community Well
Lot Size Area 0.83
Foundation Details Crawl Space
Road Surface Type Gravel,Paved
Door Features Sliding Doors,Storm Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Jonathan Valley Elementary School
Middle School Waynesville Middle School
High School Tuscola High School

Price History

5/12/2026 Listed $445,000
6/18/2026 5% - $425,000

Property vs Zip Code Average in 28785

Price
AVG $630K
$430K
Year Built
AVG 1998
2023
Visits
AVG 256
512
Data Provided by Inside Real Estate®

21 Swift Stream Lane Waynesville, NC is a Single Family Home for sale at $425000 with 1680 sqft and a lot size of 0.83 Acres Acre(s). 21 Swift Stream Lane Waynesville has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 28785 which is in Waynesville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.