302 Rich Mountain Road

Flat Rock, NC
$ 399,900 Beds 3 Baths 2 Sq 1,703
Monthly Estimate* How much can I afford?

Tucked away in a peaceful mountain setting on 1.12 private acres, this beautifully updated Flat Rock home offers the perfect blend of comfort, character, and usable outdoor space. The drive into the community follows stretches of the scenic Hungry River, and residents enjoy private community river access with trout stocked just upstream near the state hatchery. The main level features an open-concept living area with vaulted ceilings, hardwood floors throughout, and seamless flow between the living room, dining area, and updated kitchen, complete with custom cabinetry and stainless steel appliances. Three bedrooms and two updated bathrooms complete the main floor. Downstairs, the walkout basement includes a tandem two-car garage and a spacious bonus room filled with mountain charm. A floor-to-ceiling natural stone fireplace, oversized hearth, and wood-burning stove create a warm, inviting space that’s ideal for a den, game room, home office, or guest overflow. Outside, a large deck provides the perfect spot for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The property also offers generous grassy yard space for gardening, play, or pets, along with an outdoor fire pit and picnic area that’s perfect for gathering with friends and family. A circular driveway provides convenient access and additional parking. Private, functional, and thoughtfully updated, this Flat Rock property offers the mountain lifestyle with plenty of room to enjoy both indoors and out. Note: One of the bedrooms does not have a closet.

Single Family

  • Price
  • $ 399,900
  • City
  • Flat Rock
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HENDERSON
  • Half Bathrooms
  • 0
  • Area
  • Henderson County
  • Lot Size
  • 1.12 Acres
  • Zip
  • 28731
  • Sqr Footage
  • 1,703
  • Year Built
  • 1999
  • Style
  • Ranch
  • MLS#
  • 4379587
Listed By: Real Broker, LLC; katie.peakproperties@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1703
Sewer Septic Installed
Heating Baseboard,Heat Pump,Propane
Cooling Ceiling Fan(s),Heat Pump
Roof Architectural Shingle
Appliances Dishwasher,Gas Range,Microwave,Refrigerator,Washer/Dryer
HOA Fee 400
Garage Spaces 1
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Wood
Year Built 1999
Levels One
Property Subtype Single Family Residence
Parcel Number 9958051
Assoc Fee Paid Per Annually
County Henderson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name River Ridge
Garage Y/N Yes
Full Baths 2
Directions Take the Upward Rd exit off I-26 and travel 2.1 miles. Turn right onto Deep Gap Rd and continue for 0.5 miles,then curve left to stay on Deep Gap Rd for another 1.7 miles. Turn right onto Hungry Rive
High School East Henderson
City Flat Rock
Association Name Hungry River Homeowners Association Inc.
Senior Community Y/N No
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N No
Elementary School Dana
Middle/Junior High School Flat Rock
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Livestock Restriction,Manufactured Home Not Allowed,Subdivision
Tax Assessed Value 396700
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Basement Basement Garage Door,Exterior Entry,Interior Entry,Walk-Out Access
Flooring Vinyl,Wood
Fireplace Features Bonus Room,Wood Burning Stove
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1279
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 424
Total Baths 2
SqFt Main 1279
Bedroom 3

Exterior Features

Exterior Amenities Fire Pit
Parking Features Basement,Driveway,Attached Garage,Tandem
Lot Features Sloped,Wooded
Water Source Well
Lot Size Area 1.12
Foundation Details Basement
Road Surface Type Gravel
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dana Elementary School
Middle School Flat Rock Middle School
High School East Henderson High School

Price History

5/22/2026 Listed $440,000
6/26/2026 4% - $425,000
8/18/2026 6% - $399,900

Property vs Zip Code Average in 28731

Price
AVG $900K
$400K
Year Built
AVG 2001
1999
Visits
AVG 320
364
Data Provided by Inside Real Estate®

302 Rich Mountain Road Flat Rock, NC is a Single Family Home for sale at $399900 with 1703 sqft and a lot size of 1.12 Acres Acre(s). 302 Rich Mountain Road Flat Rock has 3 bedrooms, 2 baths and was built in 1999. The property's zip code is 28731 which is in Flat Rock, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.