413 Colton Street

Oakboro, NC
$ 400,000 Beds 4 Baths 3 Sq 2,727 Virtual Tour
Monthly Estimate* How much can I afford?

Are you tired of looking at all the houses that need a total rehab...$$$$? Look no further! Imagine waking up in a home that just feels right...where the layout flows, the finishes impress with new floors, and every space has a purpose. This stunning 4-bedroom retreat delivers exactly that, blending modern style with the kind of everyday comfort that makes a house a home. At the center of it all sits a chef-worthy kitchen designed to inspire with gleaming granite countertops, a commanding island perfect for gathering, crisp white cabinetry, and stainless-steel appliances . The open floor plan connects seamlessly to a light-filled living room, which spills out onto a private deck...your new favorite spot for morning coffee, summer cookouts, or simply unwinding as the day winds down. Your primary suite is a true sanctuary. Think spa-like luxury: a dual-sink vanity, a soaking garden tub, a separate walk-in shower, and a walk-in closet with room for everything. Whether you're starting your day or ending it, this space was built for rest and restoration. Upstairs, flexibility reigns with a spacious bonus room/loft which adapts to whatever life demands. Whether that's a home office, playroom, or media den, alongside an additional bedroom and a full bath. A walk-in crawl space keeps storage organized and accessible, so nothing ever ends up crammed where it doesn't belong. This is the one that has it all: space, style, and a layout designed for real life. USDA 100% financing eligible — own this home with zero down.

Single Family

  • Price
  • $ 400,000
  • City
  • Oakboro
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • STANLY
  • Half Bathrooms
  • 0
  • Area
  • Stanly County
  • Lot Size
  • 0.34 Acres
  • Zip
  • 28129
  • Sqr Footage
  • 2,727
  • Year Built
  • 2022
  • Style
  • MLS#
  • 4378808
Listed By: Heather Hopkinson & Associates; 704-562-2071
Data Source: Canopy MLS

Features

General

Living Area 2727
Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Appliances Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
HOA Fee 324
Garage Spaces 2
Patio/Porch Features Deck,Front Porch
Construction Materials Stone Veneer,Vinyl
Year Built 2022
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 6504-04-61-1867
Assoc Fee Paid Per Annually
County Stanly
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Ruby Ridge
Garage Y/N Yes
Full Baths 3
High School Unspecified
City Oakboro
Association Name Key Community mgmt
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 387360
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Garden Tub,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s)
Flooring Carpet,Laminate,Vinyl
Fireplace Features Propane
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2727
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
SqFt Main 2020
SqFt Garage 454
SqFt Upper 707
Bedroom 3

Exterior Features

Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.34
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

5/10/2026 Listed $400,000

Property vs Zip Code Average in 28129

Price
AVG $430K
$400K
Year Built
AVG 2009
2022
Visits
AVG 115
296
Data Provided by Inside Real Estate®

413 Colton Street Oakboro, NC is a Single Family Home for sale at $400000 with 2727 sqft and a lot size of 0.34 Acres Acre(s). 413 Colton Street Oakboro has 4 bedrooms, 3 baths and was built in 2022. The property's zip code is 28129 which is in Oakboro, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.