1050 Cross Ridge Drive

Rutherfordton, NC
$ 489,900 Beds 4 Baths 3 Sq 2,771
Monthly Estimate* How much can I afford?

Today is your lucky day to finally own a cabin in the woods! Boasting over 2700 sq ft, this home has space to do it all! Main floor consists of 3 bedrooms and 2 full bathrooms along with an open concept living area that includes a dreamy fireplace. The basement has another full bedroom and bathroom, a bonus/flex room and currently a game room/living area, but the possibilities are endless. And let’s not forget the cute bunk room loft! You’ll find all of this in the desirable gated community of Green River Highlands in Polk County, NC. Located very close to Tryon International Equestrian Center. Make this your primary residence, vacation home or even use it as an investment property as short term rentals are allowed! Sellers are willing to leave most all furniture with an acceptable offer so hurry and schedule your showing today! This is your dream come true!

Single Family

  • Price
  • $ 489,900
  • City
  • Rutherfordton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 0
  • Area
  • Polk County
  • Lot Size
  • 2.6 Acres
  • Zip
  • 28139
  • Sqr Footage
  • 2,771
  • Year Built
  • 2005
  • Style
  • MLS#
  • 4362985
Listed By: Colfax Home & Land, Co; courtney@colfaxhomeandlandwnc.com
Data Source: Canopy MLS

Features

General

Living Area 2771
Sewer Septic Installed
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Roof Architectural Shingle
Appliances Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
HOA Fee 532.35
Construction Materials Log
Year Built 2005
Levels One
Property Subtype Single Family Residence
Parcel Number P114-197
Assoc Fee Paid Per Annually
County Polk
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Green River Highlands
Garage Y/N No
Full Baths 3
Directions GPS takes you straight to property
High School Unspecified
City Rutherfordton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 312964
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Basement Finished
Fireplace Features Electric,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1574
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 1197
Total Baths 3
SqFt Main 1344
SqFt Upper 230
Bedroom 3

Exterior Features

Parking Features Driveway
Water Source Well
Lot Size Area 2.6
Foundation Details Basement
Road Surface Type Gravel,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

3/29/2026 Listed $489,900

Property vs Zip Code Average in 28139

Price
AVG $530K
$490K
Year Built
AVG 1983
2005
Visits
AVG 175
500
Data Provided by Inside Real Estate®

1050 Cross Ridge Drive Rutherfordton, NC is a Single Family Home for sale at $489900 with 2771 sqft and a lot size of 2.6 Acres Acre(s). 1050 Cross Ridge Drive Rutherfordton has 4 bedrooms, 3 baths and was built in 2005. The property's zip code is 28139 which is in Rutherfordton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.