3104 Cove Loop Road

Hendersonville, NC
$ 594,999 Beds 2 Baths 3 Sq 2,460
Monthly Estimate* How much can I afford?

Welcome to 3104 Cove Loop Road, tucked inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bath home delivers sweeping multi-fairway views of the 6th fairway and green, the 7th tee box, and the 9th fairway, right from your windows. Recent upgrades make it move-in ready: new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater. Three brand-new Andersen sliding glass doors span the rear of the home, filling the main level with light and opening onto a wraparound deck built for entertaining or just watching the sunset over the course. Single-level living on the main floor means no compromises: a spacious family room and an oversized sunroom overlooking the fairways. Downstairs is made for hosting: a large recreation room with terrace access, a full bath, a Murphy bed flex space, and two fully plumbed wet bars, one on each level. A two-car garage rounds it out. Life at Cummings Cove means golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar resort living, steps from home. This is the lifestyle people spend years planning for. Now it's ready for you.

Single Family

  • Price
  • $ 594,999
  • City
  • Hendersonville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • HENDERSON
  • Half Bathrooms
  • 0
  • Area
  • Henderson County
  • Lot Size
  • 0.38 Acres
  • Zip
  • 28739
  • Sqr Footage
  • 2,460
  • Year Built
  • 1986
  • Style
  • Contemporary
  • MLS#
  • 4362842
Listed By: NorthGroup Real Estate LLC; ncocosignatureproperties@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 2460
Sewer Private Sewer
Heating ENERGY STAR Qualified Equipment,Forced Air,Natural Gas,Zoned
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Cable Connected,Electricity Connected,Natural Gas,Satellite Internet Available,Underground Power Lines,Underground Utilities,Wired Internet Available
Roof Composition
Appliances Dishwasher,Disposal,Dryer,Electric Range,Gas Water Heater,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer/Dryer
Zoning R2R
HOA Fee 265
Garage Spaces 2
Patio/Porch Features Balcony,Rear Porch
Architectural Style Contemporary
Construction Materials Stone,Wood
Year Built 1986
View Golf Course
Levels One
Property Subtype Single Family Residence
Parcel Number 9931460
Elevation 2000
HOA Fee 2 180
Assoc Fee Paid Per Quarterly
County Henderson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Cummings Cove
Garage Y/N Yes
Full Baths 3
High School West Henderson
City Hendersonville
Association Name First Service Residential
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
HOA Fee 2 Frequency Monthly
Elementary School Etowah
Middle/Junior High School Rugby
Additional Parcels Y/N No
AssociationName2 Cummings Cove
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Deed,Livestock Restriction,Manufactured Home Allowed,Manufactured Home Not Allowed,Signage,Square Feet,Subdivision
Tax Assessed Value 411500
Listing Terms Cash,Conventional

Interior Features

Basement Daylight,Full,Interior Entry,Walk-Out Access
Flooring Tile,Wood
Fireplace Features Family Room,Gas
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1860
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 600
Total Baths 3
SqFt Main 1860
Bedroom 2

Exterior Features

Parking Features Driveway,Garage Faces Front
Lot Features On Golf Course,Views
Water Source City
Lot Size Area 0.38
Foundation Details Basement
Road Surface Type Asphalt,Paved
Door Features Sliding Doors,Storm Door(s)
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Etowah Elementary School
Middle School Rugby Middle School
High School West Henderson High School

Price History

4/17/2026 Listed $665,000
5/7/2026 5% - $635,000
7/24/2026 1% - $634,999
7/24/2026 7% - $594,999

Property vs Zip Code Average in 28739

Price
AVG $890K
$590K
Year Built
AVG 1990
1986
Visits
AVG 231
463
Data Provided by Inside Real Estate®

3104 Cove Loop Road Hendersonville, NC is a Single Family Home for sale at $594999 with 2460 sqft and a lot size of 0.38 Acres Acre(s). 3104 Cove Loop Road Hendersonville has 2 bedrooms, 3 baths and was built in 1986. The property's zip code is 28739 which is in Hendersonville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.