192 Woodruff Lane

Black Mountain, NC
$ 1,700,000 Beds 5 Baths 4 Sq 4,667 Virtual Tour
Monthly Estimate* How much can I afford?

OWNER FINANCING AVAILABLE AT A HIGHLY ATTRACTIVE 4.5% INTEREST RATE. SELLER OPEN TO REVIEWING ALL OFFERS Experience exceptional privacy, breathtaking long-range Blue Ridge Mountain views, and over 10 private acres in the gated Creston community. Spanning three parcels, this architect-designed mountain retreat offers the perfect combination of seclusion, self-sufficiency, and modern convenience. Designed for flexibility and independence, the property features a whole-home generator, high-speed internet, and a separate guest cottage ideal for a home office, remote-work headquarters, creative studio, or private guest accommodations. The 3,000+ square foot main residence showcases expansive windows that capture stunning mountain vistas, an open-concept floor plan, coffered ceilings, a stone fireplace, and a gourmet kitchen featuring granite countertops, a JennAir gas range, commercial hood, large center island, and walk-in pantry. Thoughtful design throughout creates a seamless connection between indoor living and the surrounding natural beauty. The detached three-bedroom guest cottage offers tremendous versatility for visiting family and friends, multi-generational living, a dedicated workspace, or additional guest accommodations. Located just 7 miles from Black Mountain and approximately 25 miles from Asheville, you'll enjoy peaceful mountain living without sacrificing access to dining, shopping, and entertainment. Creston residents also enjoy hiking trails, waterfalls, paved roads, a mountaintop fitness center, and more than half of the community preserved as conservation land. For buyers seeking privacy, acreage, mountain views, remote-work capability, and owner financing, this is a rare opportunity to own one of Western North Carolina's most distinctive mountain retreats. Owner Financing / Seller Financing Available.

Single Family

  • Price
  • $ 1,700,000
  • City
  • Black Mountain
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • MCDOWELL
  • Half Bathrooms
  • 0
  • Area
  • McDowell County
  • Lot Size
  • 4.11 Acres
  • Zip
  • 28711
  • Sqr Footage
  • 4,667
  • Year Built
  • 2012
  • Style
  • Arts and Crafts
  • MLS#
  • 4357405
Listed By: WNC Real Estate Partners; 865-308-6190
Data Source: Canopy MLS

Features

General

Living Area 3000
Sewer Septic Installed
Heating Central
Cooling Central Air
Utilities Cable Available,Electricity Connected,Fiber Optics,Propane
Roof Architectural Shingle
Appliances Gas Range,Microwave,Oven,Refrigerator
HOA Fee 4000
Architectural Style Arts and Crafts
Security Features Security System
Construction Materials Hardboard Siding
Year Built 2012
Levels Two
Property Subtype Single Family Residence
Parcel Number 063800538170
Community Features Gated,Walking Trails
Assoc Fee Paid Per Annually
County McDowell
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Creston
Garage Y/N No
Full Baths 4
High School McDowell
City Black Mountain
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Old Fort
Middle/Junior High School West McDowell
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Short Term Rental Allowed
Tax Assessed Value 1027200
Listing Terms Cash,FHA,Owner Financing,USDA Loan,VA Loan

Interior Features

Interior Amenities Central Vacuum,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
Basement Exterior Entry
Fireplace Features Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3000
Laundry Features Laundry Closet,Laundry Room
Total Bedrooms 5
Total Baths 4
SqFt Main 1500
SqFt Upper 1500

Exterior Features

Parking Features Driveway,Electric Gate,Keypad Entry
Lot Features Wooded,Views
Water Source Well
Lot Size Area 4.11
Foundation Details Basement
Road Surface Type Gated,Gravel,Paved
Door Features French Doors
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Old Fort Elementary School
Middle School West McDowell Middle School
High School McDowell High School

Price History

3/16/2026 Listed $1,800,000
6/10/2026 1% - $1,790,000
7/1/2026 6% - $1,700,000

Property vs Zip Code Average in 28711

Price
AVG $840K
$1.7M
Year Built
AVG 1991
2012
Visits
AVG 245
549
Data Provided by Inside Real Estate®

192 Woodruff Lane Black Mountain, NC is a Single Family Home for sale at $1700000 with 4667 sqft and a lot size of 4.11 Acres Acre(s). 192 Woodruff Lane Black Mountain has 5 bedrooms, 4 baths and was built in 2012. The property's zip code is 28711 which is in Black Mountain, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.