295 Bent Tree Drive

Stanley, NC
$ 1,089,000 Beds 5 Baths 4 Sq 5,110 Virtual Tour
Monthly Estimate* How much can I afford?

Remarkable value being offered in a prime LKN location! A new price reduction + Fresh Updates + Motivated seller creates an exceptional opportunity you have to see! Discover one of Lake Norman’s best-kept geographic secrets in TreeTops at Cowans Ford, where sophistication, privacy, and an exceptional lifestyle come together. The home sits in the highly desirable Lake Norman corridor between Denver and Huntersville, approximately 10 minutes from Birkdale Village. The community is adjacent to Cowans Ford Golf Club and offers multiple membership options and amenities such as: social opportunities, golf, dining, a community pool, pickleball, tennis, and Lake Norman access. Spanning just over 5,100 square feet, this beautifully maintained residence offers five bedrooms, four full baths, a custom office, abundant storage, a primary and guest bedroom on the main level, and thoughtfully designed spaces for both everyday living and entertaining. This exceptional home has been freshly painted throughout, as of September 2026, giving the interior a clean, refreshed, move-in-ready feel. The main level features a spacious open-concept design with an expansive great room, dining area, custom office, and chef’s kitchen. A cozy sitting area with a fireplace and French doors opens to an elevated patio overlooking the backyard, creating an inviting connection between indoor and outdoor living. The updated and refreshed interior showcases a chef’s kitchen with a large granite island, premium appliances, gas range, pull-out shelving, and abundant storage. A private main-level guest bedroom and full bath provide an ideal retreat for visitors. The primary suite offers a peaceful private retreat with an elegant ensuite featuring dual vanities, soaking tub, walk-in shower, and two walk-in closets. Upstairs, three additional bedrooms, two full baths, and an expansive bonus room provide exceptional flexibility. The bonus space features a custom wet bar and large walk-in closet, making it ideal for a media room, game room, home gym, or entertaining. Additional highlights include a mudroom, laundry area, hidden staircase, and spacious three-car garage with EV charging station, built-in storage, and extended-height garage doors. If you have been searching for a distinctive luxury home with custom features, refreshed interiors, and an exceptional location in the Denver/Huntersville area, this is an opportunity worth seeing. Enjoy the best of Lake Norman living with golf, water access, Birkdale Village, dining, and top-tier conveniences all just minutes away.

Single Family

  • Price
  • $ 1,089,000
  • City
  • Stanley
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • LINCOLN
  • Half Bathrooms
  • 0
  • Area
  • Lincoln County
  • Lot Size
  • 0.297 Acres
  • Zip
  • 28164
  • Sqr Footage
  • 5,110
  • Year Built
  • 2008
  • Style
  • MLS#
  • 4356670
Listed By: Century 21 Echelon; sbecraft24@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 5110
Sewer County Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Natural Gas
Appliances Dishwasher,Disposal,Electric Oven,Exhaust Hood,Gas Range,Gas Water Heater,Microwave,Refrigerator with Ice Maker
HOA Fee 545
Garage Spaces 3
Patio/Porch Features Rear Porch
Construction Materials Hard Stucco,Stone
Year Built 2008
Levels Two
Property Subtype Single Family Residence
Parcel Number 84507
Waterfront Features Boat Ramp – Community
Community Features Clubhouse,Golf,Lake Access,Outdoor Pool,Pickleball,Tennis Court(s)
Assoc Fee Paid Per Annually
County Lincoln
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Treetops At Cowans Ford
Garage Y/N Yes
Full Baths 4
Directions From Charlotte: I 77 North to Exit 25; west onto Sam Furr Rd/ NC-73 toward Lake Norman for 7 miles; Turn right onto TreeTops Dr; Turn right onto Burning Ridge Dr; turn right onto Bent Tree; House
High School East Lincoln
City Stanley
Body of Water Lake Norman
Association Name HAWTHORNE MANAGEMENT
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Catawba Springs
Middle/Junior High School East Lincoln
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 882382
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Walk In
Flooring Carpet,Marble,Tile,Wood
Fireplace Features Gas Log
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 5110
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 5
Total Baths 4
SqFt Main 2726
SqFt Upper 2384
Bedroom 2

Exterior Features

Exterior Amenities Fire Pit,In-Ground Irrigation
Parking Features Driveway,Electric Vehicle Charging Station(s)
Water Source County Water
Lot Size Area 0.297
Foundation Details Crawl Space
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Catawba Springs Elementary School
Middle School East Lincoln Middle School
High School East Lincoln High School

Price History

4/28/2026 Listed $1,195,000
6/8/2026 2% - $1,175,000
8/8/2026 7% - $1,099,999
9/24/2026 1% - $1,089,000

Property vs Zip Code Average in 28164

Price
AVG $500K
$1.09M
Year Built
AVG 2004
2008
Visits
AVG 169
474
Data Provided by Inside Real Estate®

295 Bent Tree Drive Stanley, NC is a Single Family Home for sale at $1089000 with 5110 sqft and a lot size of 0.297 Acres Acre(s). 295 Bent Tree Drive Stanley has 5 bedrooms, 4 baths and was built in 2008. The property's zip code is 28164 which is in Stanley, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.